444 W Point Dr, Vilas, NC 28692 Property Records

Watauga County property record for 444 W Point Dr, Vilas, NC 28692

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,173 sqft · built 2019
Lot Size	2.35 acres (102,366 sqft)
Owner	Trust Name on File
Last Sale	$494,000 (Dec 2019)
Tax Bill	$2,433 (2025)
Deeds & Mortgages	Feb 2024 Transfer Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1980-39-8677-000`

Property Details

APN / Parcel Number

Primary APN	`1980-39-8677-000`
Alternative APNs	`1811262` `1860531`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,173 sqft Living Area
1st Floor Area	1,225 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	102,366 sqft (2.35 acres)
Garage Area	351 sqft
Porch	Porch
Porch Area	84 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1860531
Street Address	444 W POINT DR
City	VILAS
State	NC
Zip	28692-9761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 SEC 2 HOMESTEAD
Legal Subdivision	HOMESTEAD
Legal Lot Number	12
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	1
Census Block	1034
Census Tract	920300

Owner

444 W Point Dr is held in a trust since December 2023.

Source: Watauga County records, as of October 13, 2026

Owner of Record	Trust Name on File
Mailing Address	7980 HEATHERSTONE DR, HARRISBURG, NC 28075-6700
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Intrafamily Transfer, Transfer
Sep 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Dec 18, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 7, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2019 · Amount on File
Deed Sale	Dec 18, 2019 · Amount on File
Prior Sale	Sep 7, 2018 · Amount on File
Deed Document Number	2019685701
Deed Book / Page	2066 / 296
Last Transfer Date	Dec 19, 2023
Transfer Doc	0023720072
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WATAUGA NC
Recording Date	Feb 15, 2024
Property Address	444 W POINT DR, VILAS, NC 28692-9761
Document Number	0023720072
Book / Page	2372 / 72
Instrument Date	Dec 19, 2023
Instrument	738523
Transaction Type	Transfer
Record Updated	Feb 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7980 HEATHERSTONE DR, HARRISBURG, NC 28075-6700

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	444 W POINT DR, VILAS, NC 28692-9761
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021190900
Date	Sep 3, 2020
Book Page	2119/900
Instrument	694732

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

December 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 18, 2019
Property Address	444 W POINT DR, VILAS, NC 28692-9761
Document Number	0020660296
Book / Page	2066 / 0296
Instrument Date	Dec 16, 2019
Instrument	685701
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$988.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 TWIN OAKS LN, 610, BANNER ELK, NC 28604-9914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7980 HEATHERSTONE DR, HARRISBURG, NC 28075-6700

Mortgage

Document Number	685702
Date	Dec 18, 2019
Instrument	685702

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 7, 2018
Property Address	444 W POINT DR, VILAS, NC 28692-9761
Document Number	0019910453
Book / Page	001991 / 000453
Instrument Date	Sep 7, 2018
Instrument	672150
Transaction Type	Transfer
Record Updated	Sep 20, 2018

Transaction

Amount	Amount on Record
Tax	$90.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	610 TWIN OAKS LN BANNER ELK NC 286049914, BANNER ELK, NC 28604-9914

Tax Assessment & Valuation

The 2025 property tax bill for 444 W Point Dr was $2,433, up 0.5% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$630,100 (-) Land $69,600 Building $560,500
2025	$2,433.00 (+0.45%)	$630,100 Land $69,600 Building $560,500
2024	$2,422.00		$630,100 Land $69,600 Building $560,500
2023		$630,100 Land $69,600 Building $560,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 444 W Point Dr in Zone X, an area of minimal flood risk, though there have been 28 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	28 (1998–2024)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 16 claims Hurricane Ivan, Sep 2004 · 3 claims Severe Storms And Flooding, Jan 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 444 W Point Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 76% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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