444 W Main St, El Cajon, CA 92020 Property Records

San Diego County property record for 444 W Main St, El Cajon, CA 92020

Property Summary

Property Type	Vehicle Sales & Rentals
Details	built 2000
Lot Size	0.83 acres (36,155 sqft)
Owner	Company Name on File
Last Sale	$2,800,000 (Feb 2019)
Tax Bill	$16,383 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`487-160-07-00`

Property Details

APN / Parcel Number

Primary APN	`487-160-07-00`

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	36,155 sqft (0.83 acres)

Location & Zoning

Street Address	444 W MAIN ST
City	EL CAJON
State	CA
Zip	92020-3322
Property Category	Commercial
Property Type	Commercial > Retail > Vehicle Sales & Rentals
Local Zoning Code	C-G
Legal Description	BLK 4 LOT 4 (EX STS&WID)S 217 FT OF W 185 FT OF E 205 FT OF TR 000593
Legal Subdivision	EL CAJON HEIGHTS
Legal Tract	000593
Legal Block	4
Legal Lot Number	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2010
Census Tract	16202

Owner

444 W Main St, a commercial property, is owned by a company that bought it in February 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	385 EL CAJON BLVD, EL CAJON, CA 92020-4305
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2019 · Amount on File
Deed Sale	Feb 21, 2019 · Amount on File
Prior Sale	May 6, 2005 · Amount on File
Deed Document Number	201962733
Prior Transfer Date	Jul 12, 2016
Prior Transfer Doc	0000353540
Record Updated	Oct 29, 2026

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2019
Property Address	444 W MAIN ST, EL CAJON, CA 92020-3322
Document Number	0000062733
Map Reference	MAP 750
Instrument Date	Feb 5, 2019
Instrument	2019-0062733
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 EL CAJON BLVD, EL CAJON, CA 92020-4305

Mortgage

Document Number	0000062734
Date	Feb 21, 2019
Instrument	2019-0062734

Lender

Name	FIRST CHOICE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	0000062734
Date	Feb 21, 2019
Instrument	2019-0062734

Lender

Name	FIRST CHOICE BANK
Type	Bank
Address	CERRITOS, CA 90703

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 444 W Main St was $16,383.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,115,066 (+2%) Land $1,058,177 Building $56,889
2025	$16,383.00	$1,093,203 Land $1,037,429 Building $55,774
2023	$16,152.00 (+1.23%)	$1,050,755 Land $997,146 Building $53,609
2022	$15,956.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 444 W Main St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	47 units insured incl. 46 condo units
Nearby Flood Claims	14 (1980–2006)
Most Recent Claim	Mar 2006
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Feb 1995 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 444 W Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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