444 W Arrowhead Rd, Duluth, MN 55803 Property Records

St. Louis County property record for 444 W Arrowhead Rd, Duluth, MN 55803

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,980 sqft · built 1959
Lot Size0.363 acres (15,826 sqft)
OwnerIndividual Name on Record
Last Sale$185,000 (Mar 2017)
Tax Bill$5,188 (2026)
Deeds & MortgagesJan 2021 Mortgage
Feb 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN010-3570-00095

Property Details

APN / Parcel Number

Primary APN010-3570-00095
Alternative APN
  • 1047995

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,980 sqft Gross Area
1st Floor Area1,314 sqft
Basement Area75 sqft
Finished Basement75 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Lot Area15,826 sqft (0.363 acres)
Garage Area780 sqft
Pool TypeSpa / Hot Tub (No Pool)
Storage Building90 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Account Number1047995
Street Address444 W ARROWHEAD RD
CityDULUTH
StateMN
Zip55803-2470
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWLY 5 FT OF LOT 9 AND ALL LOTS 10 11 AND12 INC PART OF VAC AVE ADJ LOT 12 SERIAL #
Legal SubdivisionOAKLAND PARK ADDITION TO DULUTH
Legal Block1
Legal Lot Number9-12
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group3
Census Block3010
Census Tract500

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4339 157TH PL SE, BELLEVUE, WA 98006-2532
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 21, 2017Grant Deed, Transfer · Conventional Mortgage
AMERICAN MTG & EQUITY CNSLTS I
Mar 6, 2017Grant Deed, Transfer · Conventional Mortgage
AMERICAN MTG & EQUITY CNSLTS I

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 6, 2017 · Amount on Record
Deed SaleMar 6, 2017 · Amount on Record
Prior SaleFeb 21, 2017 · Amount on Record
Deed Document Number20171305264
Prior Transfer DateSep 10, 2002
Prior Transfer Doc0000877193
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address444 W ARROWHEAD RD, DULUTH, MN 55803-2470
Document Number00A1402374
Instrument DateJan 21, 2021
Transaction TypeMortgage
Record UpdatedFeb 22, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address444 W ARROWHEAD RD DULUTH MN 558032470, DULUTH, MN 55803-2470

Mortgage

Document Number00A1402374
DateJan 29, 2021
InstrumentA1402374
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 28, 2051

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateFeb 21, 2017
Property Address444 W ARROWHEAD RD, DULUTH, MN 55803-2470
Document Number000T982351
Instrument DateFeb 3, 2017
InstrumentT982351
Transaction TypeTransfer
Record UpdatedAug 16, 2018
Title CompanySTATE LOUIS COMPANY TITLE (SLCTC), ST LOUIS CO TITLE (SLCTC)

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$610.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4218 129TH PL SE #1 BELLEVUE WA 980061344, 1, BELLEVUE, WA 98006-1344
InvestorPossibly a Property Investor

Mortgage

Document NumberT982352
DateFeb 21, 2017
InstrumentT982352
Lender
NameAMERICAN MTG & EQUITY CNSLTS I
TypeMortgage Company
AddressBLOOMINGTON, MN 55435
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 20, 2047

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST LOUIS MN
Recording DateMar 6, 2017
Property Address444 W ARROWHEAD RD, DULUTH, MN 55803-2470
Document Number00A1305264
Instrument DateFeb 3, 2017
InstrumentA1305264
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanySTATE LOUIS COMPANY TITLE (SLCTC), ST LOUIS CO TITLE (SLCTC)

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$610.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4218 129TH PL SE #1 BELLEVUE WA 980061344, 1, BELLEVUE, WA 98006-1344
InvestorPossibly a Property Investor

Mortgage

Document NumberA1305265
DateMar 6, 2017
InstrumentA1305265
Lender
NameAMERICAN MTG & EQUITY CNSLTS I
TypeMortgage Company
AddressBLOOMINGTON, MN 55435
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 5, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,188.00 (+19.65%)
2025$4,336.00 (+9.88%)$384,600 (+29.98%) Land $46,300 Building $338,300$384,600 (+29.98%) Land $46,300 Building $338,300
2024$3,946.00$295,900 (+13.85%) Land $42,900 Building $253,000$295,900 (+13.85%) Land $42,900 Building $253,000
2022$259,900 Land $50,500 Building $209,400$259,900 Land $50,500 Building $209,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1978–2012)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 2012 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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