444 Vaughn Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 444 Vaughn Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Lot Size	21.9 acres (956,142 sqft)
Owner	2 Individual Names on Record
Last Sale	$50,000 (Jun 2019)
Tax Bill	$931 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1800-00-73-1912`

Property Details

APN / Parcel Number

Primary APN	`1800-00-73-1912`
Alternative APNs	`1800-00-64-9037` `555782620`

Exterior

Lot Area	956,142 sqft (21.9 acres)

Location & Zoning

Account Number	555782620
Street Address	444 VAUGHN RD
City	SPRUCE PINE
State	NC
Zip	28777-8437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OFF RIDGE ROAD 1130
Legal Subdivision	GRASSY CREEK
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2004
Census Tract	950300

Owner

Source: Mitchell County records, as of September 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	548 VAUGHN RD, SPRUCE PINE, NC 28777-0658
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 18, 2023	Intrafamily Transfer, Transfer
Nov 15, 2019	Deed of Trust, Mortgage · Commercial Mortgage TAG LENDING LLC
Jun 5, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Prior Sale	Jan 18, 2005 · Amount on Record
Deed Document Number	2019983
Deed Book / Page	602 / 595
Last Transfer Date	Jul 17, 2023
Transfer Doc	000659/827
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	548 VAUGHN RD, SPRUCE PINE, NC 28777-0658
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000684/396
Date	Nov 17, 2025
Book Page	684/396
Instrument	2025001973

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	444 VAUGHN RD, SPRUCE PINE, NC 28777-8437
Transaction Type	Mortgage
Record Updated	Aug 22, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 VAUGHN RD, SPRUCE PINE, NC 28777-0658

Mortgage

Document Number	000660/290
Date	Aug 1, 2023
Book Page	660/290
Instrument	2023001555

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48266

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MITCHELL NC
Recording Date	Jul 18, 2023
Property Address	444 VAUGHN RD, SPRUCE PINE, NC 28777-8437
Document Number	000659/827
Book / Page	659 / 827
Instrument Date	Jul 17, 2023
Instrument	2023001463
Transaction Type	Transfer
Record Updated	Aug 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	548 VAUGHN RD, SPRUCE PINE, NC 28777-0658

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 VAUGHN RD, SPRUCE PINE, NC 28777-0658

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	444 VAUGHN RD, SPRUCE PINE, NC 28777-8437
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 VAUGHN RD, SPRUCE PINE, NC 28777-0658

Mortgage

Document Number	607/842
Date	Nov 15, 2019
Book Page	607/842
Instrument	2019002058

Lender

Name	TAG LENDING LLC
Type	Non-Lending Institution
Address	LOGAN, UT 84323

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Jun 5, 2019
Property Address	444 VAUGHN RD, SPRUCE PINE, NC 28777-8437
Document Number	602/595
Book / Page	602 / 595
Instrument Date	May 16, 2019
Instrument	2019000983
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 FRANKLINTOWN RD, SPRUCE PINE, NC 28777-9447

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$931.00 (-3.22%)	$97,000 (-) Land $97,000
2025	$962.00 (-56.57%)	$97,000 (-72.41%) Land $97,000
2023	$2,215.00	$351,600 Land $117,200 Building $234,400	$351,600 Land $117,200 Building $234,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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