Chester County property record for 444 Second St, Henderson, TN 38340
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,538 sqft · built 1964 |
| Lot Size | 0.31 acres (13,545 sqft) |
| Owner | Individual Name on File |
| Last Sale | $107,500 (Sep 2020) |
| Tax Bill | $913 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Sep 2020 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012034P A 03200 |
| Primary APN | 012034P A 03200 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,538 sqft Living Area |
| 1st Floor Area | 1,527 sqft |
| Basement Area | 1,527 sqft |
| Finished Basement | 1,275 sqft |
| Unfinished Basement | 252 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,545 sqft (0.31 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 36 sqft |
| Patio Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 444 SECOND ST |
|---|---|
| City | HENDERSON |
| State | TN |
| Zip | 38340-1604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 06, COUNTY AREA: H60 |
| Jurisdiction | CHESTER TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 970200 |
Source: Chester County assessment roll, APN 012034P A 03200, as of July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 444 SECOND ST, HENDERSON, TN 38340-1604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 04, 2020 | Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTORS GROUP INC |
| Jul 02, 2020 | Intrafamily Transfer, Transfer · Commercial Mortgage CENTINELA BANK |
| Jul 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Aug 31, 2018 | Warranty Deed, Transfer · Line of Credit NORRIS V & DEBORAH D BAILEY |
| Jun 29, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage FIRSTBANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 04, 2020 · Amount on Record |
| Deed Sale | Sep 04, 2020 · Amount on Record |
| Prior Sale | Aug 31, 2018 · Amount on Record |
| Deed Document Number | 202065131 |
| Deed Book / Page | 464 / 38 |
| Prior Transfer Date | Jun 19, 2020 |
| Prior Transfer Doc | 0004600686 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER TN |
| Property Address | 444 SECOND ST, HENDERSON, TN 38340-1604 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0004820467 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 482/467 |
| Instrument | 68711 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Nov 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTER TN |
| Recording Date | Sep 04, 2020 |
| Property Address | 444 SECOND ST, HENDERSON, TN 38340-1604 |
| Document Number | 0004640038 |
| Book / Page | 464 / 38 |
| Instrument Date | Sep 01, 2020 |
| Instrument | 65131 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $397.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 444 SECOND ST, HENDERSON, TN 38340-1604 |
| Document Number | 65132 |
|---|---|
| Date | Sep 04, 2020 |
| Instrument | 65132 |
| Name | MORTGAGE INVESTORS GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESTER TN |
| Recording Date | Jul 02, 2020 |
| Property Address | 444 SECOND ST, HENDERSON, TN 38340-1604 |
| Document Number | 0004600686 |
| Book / Page | 460 / 686 |
| Instrument Date | Jun 19, 2020 |
| Instrument | 64530 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 444 SECOND ST, HENDERSON, TN 38340-1604 |
| Investor | Possibly a Property Investor |
| Document Number | 64531 |
|---|---|
| Date | Jul 02, 2020 |
| Instrument | 64531 |
| Name | CENTINELA BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 19, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER TN |
| Property Address | 444 SECOND ST, HENDERSON, TN 38340-1604 |
| Document Number | 0004480293 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 444 SECOND ST HENDERSON TN 383401604, HENDERSON, TN 38340-1604 |
| Document Number | 0004480293 |
|---|---|
| Date | Aug 05, 2019 |
| Book Page | 000448/000293 |
| Instrument | 62069 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 04, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTER TN |
| Recording Date | Aug 31, 2018 |
| Property Address | 444 SECOND ST, HENDERSON, TN 38340-1604 |
| Document Number | 0004370101 |
| Book / Page | 000437 / 000101 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 59718 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $240.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 275 PLEASANT HILL RD HUMBOLDT TN 383436434, HUMBOLDT, TN 38343-6434 |
| Document Number | 4370103 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 000437/000103 |
| Instrument | 59719 |
| Name | NORRIS V & DEBORAH D BAILEY |
|---|---|
| Address | 277 PLEASANT HILL RD, HUMBOLDT, TN 38343-6434 |
| Special Notes | Seller Financed |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Aug 30, 2019 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CHESTER TN |
| Recording Date | Jun 29, 2018 |
| Property Address | 444 SECOND ST, HENDERSON, TN 38340-1604 |
| Document Number | 0004350017 |
| Book / Page | 000435 / 000017 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 59259 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 16, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 444 SECOND ST HENDERSON TN 383401604, HENDERSON, TN 38340-1604 |
| Document Number | 4350017 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 000435/000017 |
| Instrument | 59259 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | JACKSON, TN 38305 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 28, 2019 |
Source: Chester County assessment roll as of July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Chester County |
| Municipality | Henderson City |
| Unified School District | Chester County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $913.00 | $44,850 (-) | $179,400 (-) Land $10,000 Building $169,400 |
| 2025 | $913.00 (+20.29%) | $44,850 (+46.93%) | $179,400 (+46.93%) Land $10,000 Building $169,400 |
| 2023 | $759.00 | $30,525 | $122,100 Land $7,600 Building $114,500 |
Source: FEMA National Flood Hazard Layer, Chester County (47023C), as of May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470239702001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 353 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system TN0000293, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HENDERSON WATER DEPT serves 8,924 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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