444 Pearson St, Ferndale, MI 48220 Property Records

Oakland County property record for 444 Pearson St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,666 sqft · built 1921
Lot Size	0.118 acres (5,140 sqft)
Owner	2 Individual Names on File
Last Sale	$119,000 (Apr 2012)
Tax Bill	$5,483 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-132-038`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-132-038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,666 sqft Living Area
1st Floor Area	887 sqft
Basement Area	887 sqft
Unfinished Basement	887 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 2017
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,140 sqft (0.118 acres)
Lot Dimensions	129 ft deep x 40 ft wide
Garage Area	371 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	147 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	444 PEARSON ST
City	FERNDALE
State	MI
Zip	48220-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 ADD TO GREENWOOD PARK LOT 226, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	PARK
Legal Lot Number	226
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2005
Census Tract	173400

Owner

444 Pearson St is owned and occupied by two individuals who bought it in April 2012.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	444 PEARSON ST, FERNDALE, MI 48220-3308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage QUICKEN LOANS LLC
Mar 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 24, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2012 · Amount on File
Deed Sale	Apr 19, 2012 · Amount on File
Prior Sale	Feb 9, 2009 · Amount on File
Deed Document Number	201287740
Deed Book / Page	44089 / 691
Prior Transfer Date	Jan 23, 2008
Prior Transfer Doc	0000046660
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	444 PEARSON ST, FERNDALE, MI 48220-3308
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 PEARSON ST, FERNDALE, MI 48220-3308

Mortgage

Document Number	0000062209
Date	Mar 10, 2021
Book Page	55853/667
Instrument	62209

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	444 PEARSON ST, FERNDALE, MI 48220-3308
Document Number	0000047050
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 PEARSON ST FERNDALE MI 482203308, FERNDALE, MI 48220-3308

Mortgage

Document Number	0000047050
Date	Mar 9, 2020
Book Page	053926/000525
Instrument	47050

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	444 PEARSON ST, FERNDALE, MI 48220-3308
Document Number	0000059095
Book / Page	050519 / 000594
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	444 PEARSON ST FERNDALE MI 482203308, FERNDALE, MI 48220-3308

Mortgage

Document Number	0000059095
Date	Mar 31, 2017
Book Page	050519/000594
Instrument	59095

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 444 Pearson St was $5,483 with a homeowner's exemption, down 3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,483.00 (-2.97%) Homeowner's exemption	$184,510	$369,020
2024	$5,651.00
2023		$172,730	$345,460
2021	$5,339.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 444 Pearson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 444 Pearson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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