444 Lancaster Rd, Cadiz, KY 42211 Property Records

Trigg County property record for 444 Lancaster Rd, Cadiz, KY 42211

Property Summary

Property Type	Single Family Home
Lot Size	1.13 acres (49,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (Mar 2024)
Tax Bill	$1,162 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2006 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`31-096`

Property Details

APN / Parcel Number

Primary APN	`31-096`
Alternative APN	`209804`

Exterior

Architectural Style	Mobile Home
Lot Area	49,223 sqft (1.13 acres)

Location & Zoning

Street Address	444 LANCASTER RD
City	CADIZ
State	KY
Zip	42211-9406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRAILER & 1.13A
Jurisdiction	TRIGG KY
Township / Civil Division	CANTON
Census Block Group	1
Census Block	1004
Census Tract	970302

Owner

Source: Trigg County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	444 LANCASTER RD, CADIZ, KY 42211-9406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 24, 2006	Deed of Trust, Mortgage CITIFINANCIAL INC
May 29, 2007	Deed of Trust, Mortgage CITIFINANCIAL INC
Aug 23, 2007	Deed of Trust, Mortgage · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP
Oct 28, 2014	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE ADVANTAGE MORTGAGE CO
Jul 29, 2005	Deed of Trust, Mortgage CITIFINANCIAL INC
Mar 14, 2024	Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2024 · Amount on Record
Deed Sale	Mar 14, 2024 · Amount on Record
Deed Document Number	2024305168
Deed Book / Page	331 / 266
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	444 LANCASTER RD, CADIZ, KY 42211-9406
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 LANCASTER RD, CADIZ, KY 42211-9406

Mortgage

Document Number	00M436/777
Date	Dec 5, 2025
Book Page	M436/777
Instrument	337204

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Jul 1, 2054

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	444 LANCASTER RD, CADIZ, KY 42211-9406
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000226/281
Date	Apr 24, 2006
Book Page	226/281

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	CADIZ, KY 42211

Agreement

Amount	Amount Recorded
Term	121 Months
Due	May 5, 2016

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	444 LANCASTER RD, CADIZ, KY 42211-9406
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000243/214
Date	May 29, 2007
Book Page	243/214

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	CADIZ, KY 42211

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Jun 5, 2017

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	444 LANCASTER RD, CADIZ, KY 42211-9406
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000247/174
Date	Aug 23, 2007
Book Page	247/174

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	CHICAGO, IL 60603

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	May 1, 2037

October 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	444 LANCASTER RD, CADIZ, KY 42211-9406
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000323/074
Date	Oct 28, 2014
Book Page	323/074

Lender

Name	NATIONWIDE ADVANTAGE MORTGAGE CO
Type	Mortgage Company
Address	DES MOINES, IA 50391

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2044

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRIGG KY
Property Address	444 LANCASTER RD, CADIZ, KY 42211-9406
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000216/114
Date	Jul 29, 2005
Book Page	216/114

Lender

Name	CITIFINANCIAL INC
Type	Subprime Lender
Address	CADIZ, KY 42211

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Aug 5, 2015

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	TRIGG KY
Recording Date	Mar 14, 2024
Property Address	444 LANCASTER RD, CADIZ, KY 42211-9406
Document Number	00D331/266
Book / Page	D331 / 266
Instrument Date	Mar 12, 2024
Instrument	305168
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$130.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1215, CADIZ, KY 42211-1215

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 LANCASTER RD, CADIZ, KY 42211

Mortgage

Document Number	00D331/972
Date	Mar 14, 2024
Book Page	D331/972
Instrument	305169

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Trigg County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Trigg County
Unified School District	Trigg County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,162.00 (+626.25%) Homeowner's exemption	$130,000 (+116.67%)	$130,000 (+116.67%)
2023	$160.00 Homeowner's exemption	$60,000	$60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARKLEY LAKE WATER DISTRICT serves 14,284 people · EPA ID KY1110019
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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