Polk County property record for 444 Hawk Ridge Dr, Mill Spring, NC 28756
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,024 sqft · built 2002 |
| Lot Size | 7.88 acres (343,253 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $149,000 (Dec 2010) |
| Tax Bill | $1,402 (2026) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P55-299 |
| Primary APN | P55-299 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,024 sqft Finished Area |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Logs |
| Foundation Type | Retaining Wall |
| Roof Material | Shingle |
| Lot Area | 343,253 sqft (7.88 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 39618 |
|---|---|
| Street Address | 444 HAWK RIDGE DR |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-7645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPEN |
| Legal Description | LOT #27, LAKE ADGER, 0H01 HAWK RIDGE 09 |
| Legal Subdivision | HAWK RIDGE |
| Legal Lot Number | 27 |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 920201 |
444 Hawk Ridge Dr is owned and occupied by two individuals who bought it in December 2010.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 444 HAWK RIDGE DR, MILL SPRING, NC 28756-7645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2010 · Amount on File |
| Deed Sale | Dec 13, 2010 · Amount on File |
| Deed Book / Page | 384 / 727 |
| Prior Transfer Date | Feb 11, 2005 |
| Prior Transfer Doc | 00325/0281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 444 HAWK RIDGE DR, MILL SPRING, NC 28756-7645 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 444 HAWK RIDGE DR, MILL SPRING, NC 28756-7645 |
| Document Number | 00469/1262 |
|---|---|
| Date | Apr 28, 2022 |
| Book Page | 469/1262 |
| Name | MIDLAND MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 225 Months |
| Due | Jan 1, 2041 |
The 2026 property tax bill for 444 Hawk Ridge Dr was $1,402.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,402.00 | $274,779 (-) Land $64,400 Building $210,379 | $274,779 (-) Land $64,400 Building $210,379 |
| 2025 | $1,402.00 | $274,779 Land $64,400 Building $210,379 | $274,779 Land $64,400 Building $210,379 |
| 2023 | $1,479.00 | $231,275 Land $61,280 Building $169,995 | |
| 2021 | $231,275 Land $61,280 Building $169,995 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 444 Hawk Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 444 Hawk Ridge Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 78% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
May also be available: Pangaea Internet.
4G LTE (outdoors only), no 5G reported
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