Bandera County property record for 444 Cedar Pass, Pipe Creek, TX 78063
| Property Type | Rural Home |
|---|---|
| Details | 3,719 sqft · built 2017 |
| Lot Size | 7.21 acres (314,068 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,653 (2025) |
| Deeds & Mortgages | Jun 2017 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15410-00000-0180 |
| Primary APN | 15410-00000-0180 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,719 sqft Total Area |
| 1st Floor Area | 2,471 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Combination |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 314,068 sqft (7.21 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 719 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Storage Building | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 15410-00000-0180 |
|---|---|
| Street Address | 444 CEDAR PASS |
| City | PIPE CREEK |
| State | TX |
| Zip | 78063-6194 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | MOUNTAIN RIDGE LT 18-19 7.21 ACRES |
| Legal Subdivision | MOUNTAIN RIDGE |
| Legal Lot Number | 18,19 |
| Jurisdiction | BANDERA TX |
| Township / Civil Division | BANDERA |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 302 |
444 Cedar Pass, a rural home, is owned and occupied by two individuals.
Source: Bandera County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 444 CEDAR PASS, PIPE CREEK, TX 78063-6194 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GEORGETOWN MORTGAGE INC |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY SERVICE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANDERA TX |
| Property Address | 444 CEDAR PASS, PIPE CREEK, TX 78063-6194 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 1080/194 |
|---|---|
| Date | Jun 7, 2017 |
| Book Page | 1080/194 |
| Instrument | 220001 |
| Name | GEORGETOWN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | GEORGETOWN, TX 78633 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANDERA TX |
| Property Address | 444 CEDAR PASS, PIPE CREEK, TX 78063-6194 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE SERVICES |
| Name | Verified Name |
|---|
| Document Number | 1196/739 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 1196/739 |
| Instrument | 240156 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 444 Cedar Pass was $7,653 with exemptions applied, down 14.8% from the year before.
Source: Bandera County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Bandera County |
| Unified School District | Bandera Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,653.00 (-14.77%) Homeowner's exemption Senior Citizen's exemption | $803,129 | $838,360 Land $242,480 Building $595,880 |
| 2024 | $8,979.00 (-4.45%) | ||
| 2023 | $9,397.00 Homeowner's exemption | $851,310 Land $231,480 Building $619,830 | $851,310 Land $231,480 Building $619,830 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 444 Cedar Pass in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 444 Cedar Pass is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 56% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| BEC Fiber Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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