Cherokee County property record for 444 Cedar Bluff Rd, Centre, AL 35960 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 1942 |
| Square Footage | 1,428 sqft Living Area |
| Lot Size | 24,394 sqft (0.56 acres) |
| Garage | 228 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $154,900 (2021) |
| Tax Bill | $642.00 (2025) |
| Primary APN | 13-14-05-22-1-003-003.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,428 sqft Living Area |
| 1st Floor | 1,428 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 24,394 sqft (0.56 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 228 sqft Garage |
| Patio Area | 204 sqft Patio |
| Porch Area | 20 sqft Porch |
| Account Number | 213339 |
|---|---|
| Street Address | 444 CEDAR BLUFF RD |
| City | CENTRE |
| State | AL |
| Zip | 35960-1416 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 20 & 21, LOWE ADD S/D, PB 4/7 |
| Legal Range | 09E |
| Legal Township | 10S |
| Legal Section | 22 |
| Legal Subdivision | LOWE ADDITION |
| Legal Lot Number | 20-21 |
| Jurisdiction | CHEROKEE AL |
| Minor Civil Division | CENTRE |
| Census Blockgroup | 1 |
| Census Block | 1015 |
| Census Tract | 956000 |
Source: Cherokee County records · APN 13-14-05-22-1-003-003.000
Assessment roll updated December 1, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 444 CEDAR BLUFF RD, CENTRE, AL 35960-1416 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ACOPIA LLC |
| Oct 05, 2021 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage ACOPIA LLC |
| Mar 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK |
| May 24, 2017 | Warranty Deed, Transfer · Stand Alone First Mortgage ACOPIA LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 05, 2021 · Amount on Record |
| Deed Sale | Oct 05, 2021 · Amount on Record |
| Prior Sale | May 24, 2017 · Amount on Record |
| Deed Doc Number | 2021220716 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 444 CEDAR BLUFF RD, CENTRE, AL 35960-1416 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000220718 |
|---|---|
| Date | Oct 05, 2021 |
| Instrument | 220718 |
| Name | ACOPIA LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 01, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Oct 05, 2021 |
| Property Address | 444 CEDAR BLUFF RD, CENTRE, AL 35960-1416 |
| Document Number | 0000220716 |
| Instrument Date | Oct 01, 2021 |
| Instrument | 220716 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 610 E CHURCH ST, MOUNT VERNON, GA 30445-3040 |
| Name | Verified Name |
|---|---|
| Address | 444 CEDAR BLUFF RD, CENTRE, AL 35960-1416 |
| Document Number | 0000220717 |
|---|---|
| Date | Oct 05, 2021 |
| Instrument | 220717 |
| Name | ACOPIA LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | Mar 26, 2020 |
| Property Address | 444 CEDAR BLUFF RD, CENTRE, AL 35960-1416 |
| Document Number | 0000211513 |
| Map Reference | PB 4 PG 7 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 211513 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 444 CEDAR BLUFF RD, CENTRE, AL 35960-1416 |
| Document Number | 0000211514 |
|---|---|
| Date | Mar 26, 2020 |
| Instrument | 211514 |
| Name | REGIONS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Recording Date | May 24, 2017 |
| Property Address | 444 CEDAR BLUFF RD, CENTRE, AL 35960-1416 |
| Document Number | 0000198066 |
| Instrument Date | May 19, 2017 |
| Instrument | 198066 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 CEDAR BLUFF RD, CENTRE, AL 35960-1416 |
| Name | Verified Name |
|---|---|
| Address | 444 CEDAR BLUFF RD, CENTRE, AL 35960-1416 |
| Document Number | 0000198067 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 198067 |
| Name | ACOPIA LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | GOODLETTSVILLE, TN 37072 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cherokee County records · Assessment roll updated December 1, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Municipality | Centre City |
| Unified School District | Cherokee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $642.00 Homeowner's exemption | $14,500 (-) Land $2,000 Building $12,500 | $148,000 (-) Land $20,000 Building $128,000 |
| 2024 | $642.00 (+0.78%) Additional exemption filed | $14,500 (-1.36%) Land $2,000 Building $12,500 | $148,000 (+0.82%) Land $20,000 Building $128,000 |
| 2023 | $637.00 (+43.15%) Homeowner's exemption | $14,700 (+38.68%) | $146,800 (+38.75%) Land $18,700 Building $128,100 |
| 2022 | $445.00 Homeowner's exemption | $10,600 Land $1,860 Building $8,740 | $105,800 Land $18,500 Building $87,300 |
Source: FEMA National Flood Hazard Layer, Cherokee County (01019C), updated March 15, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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