444 Biggerstaff Loop, Nebo, NC 28761 Property Records

McDowell County property record for 444 Biggerstaff Loop, Nebo, NC 28761

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 3,808 sqft · built 1977
Lot Size	4.44 acres (193,406 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Dec 2021)
Tax Bill	$1,510 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1649-00-76-7533`

Property Details

APN / Parcel Number

Primary APN	`1649-00-76-7533`
Alternative APN	`76544`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,808 sqft Heated Area
Gross Area	6,364 sqft
1st Floor Area	1,904 sqft
Basement Area	1,904 sqft
Unfinished Basement	1,904 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	193,406 sqft (4.44 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Oil

Location & Zoning

Account Number	76544
Street Address	444 BIGGERSTAFF LOOP
City	NEBO
State	NC
Zip	28761-5747
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	4.44 AC
Legal Subdivision	HIDDEN LAKES
Jurisdiction	MCDOWELL NC
Township / Civil Division	DYSARTSVILLE
Census Block Group	2
Census Block	2016
Census Tract	970904

Owner

Source: McDowell County records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	444 BIGGERSTAFF LOOP, NEBO, NC 28761-5747
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 14, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 11, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2021 · Amount on Record
Deed Sale	Dec 14, 2021 · Amount on Record
Prior Sale	Jul 23, 2015 · Amount on Record
Deed Document Number	20218003
Deed Book / Page	1380 / 844
Prior Transfer Date	Jul 27, 2016
Prior Transfer Doc	0011870895
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCDOWELL NC
Property Address	444 BIGGERSTAFF LOOP, NEBO, NC 28761-5747
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 BIGGERSTAFF LOOP, NEBO, NC 28761-5747

Mortgage

Document Number	0015270397
Date	Jan 28, 2026
Book Page	1527/397
Instrument	2026000382

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCDOWELL NC
Recording Date	Dec 14, 2021
Property Address	444 BIGGERSTAFF LOOP, NEBO, NC 28761-5747
Document Number	0013800844
Book / Page	1380 / 844
Instrument Date	Dec 1, 2021
Instrument	2021008003
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 WEAVER STREET, 301, FOREST CITY, NC 28043

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	444 BIGGERSTAFF LOOP, NEBO, NC 28761-5747

Mortgage

Document Number	2021008004
Date	Dec 14, 2021
Instrument	2021008004

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCDOWELL NC
Recording Date	Jul 11, 2017
Property Address	444 BIGGERSTAFF LOOP, NEBO, NC 28761-5747
Document Number	0012180109
Book / Page	001218 / 000109
Instrument Date	Jul 10, 2017
Instrument	3302
Transaction Type	Transfer
Record Updated	Jul 24, 2017

Transaction

Amount	Amount Recorded
Tax	$4.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	444 BIGGERSTAFF LOOP NEBO NC 287615747, NEBO, NC 28761-5747

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	McDowell County
Unified School District	McDowell County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,510.00 (+3.07%)	$222,740 (-) Land $30,250 Building $192,490
2023	$1,465.00	$222,740 Land $30,250 Building $192,490	$222,740 Land $30,250 Building $192,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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