444 Bay Ln, Centerville, MA 02632 Property Records

Barnstable County and Barnstable Town City property record for 444 Bay Ln, Centerville, MA 02632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,691 sqft · built 1984
Lot Size	1.69 acres (73,616 sqft)
Owner	2 Individual Names on Record
Last Sale	$585,000 (May 2016)
Tax Bill	$9,187 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Jul 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`CENT M:186 L:084`

Property Details

APN / Parcel Number

Primary APN	`CENT M:186 L:084`
Alternative APN	`107486`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,691 sqft Living Area
Gross Area	6,770 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	73,616 sqft (1.69 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	107486
Street Address	444 BAY LN
City	CENTERVILLE
State	MA
Zip	02632-3314
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	84
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1034
Census Tract	12700

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 731, CENTERVILLE, MA 02632-0731
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2017	Deed of Trust, Mortgage · Line of Credit ALLIANCE FCU
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2016 · Amount on Record
Deed Sale	May 31, 2016 · Amount on Record
Deed Document Number	20161295682
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	444 BAY LN, CENTERVILLE, MA 02632-3314
Document Number	0001326557
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001326557
Date	Jul 31, 2017
Instrument	1326557

Lender

Name	ALLIANCE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	156 Months
Due	Jul 30, 2030

Interest

Rate Type	Adjustable Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	444 BAY LN, CENTERVILLE, MA 02632-3314
Document Number	0001326556
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001326556
Date	Jul 31, 2017
Instrument	1326556

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,187.00 (+6.91%)	$1,135,600 (+3.21%) Land $382,800 Building $752,800	$1,079,105
2024	$8,593.00 (+3.19%)	$1,100,300 (+10.21%) Land $382,800 Building $717,500
2023	$8,327.00	$998,400 Land $356,100 Building $642,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	9 (1978–2023)
Most Recent Claim	Mar 2023 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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