444 Anchor Dr, Moneta, VA 24121 Property Records

Franklin County property record for 444 Anchor Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 5,080 sqft · built 1988
Lot Size	1.14 acres (49,876 sqft)
Owner	Individual Name on Record
Last Sale	$1,210,000 (Jun 2017)
Tax Bill	$6,670 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031 03-012 00`

Property Details

APN / Parcel Number

Primary APN	`031 03-012 00`
Alternative APN	`7680`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	23 Rooms
Stories	2 Stories
Building Area	5,080 sqft Living Area
Gross Area	7,326 sqft
1st Floor Area	3,770 sqft
Basement Area	3,294 sqft
Finished Basement	2,924 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2001
Exterior Material	EIFS / Synthetic Stucco
Roof Type	Flat
Roof Material	Urethane Foam
Lot Area	49,876 sqft (1.14 acres)
Terrain	Rolling
View / Lot	Waterfront
Parking Spaces	1 Parking Space

Exterior Amenities

Deck Area	144 sqft
Patio Area	234 sqft
Boat Access	Boat Access
Arbor/Pergola	Arbor/Pergola

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7680
Street Address	444 ANCHOR DR
City	MONETA
State	VA
Zip	24121-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	THE WATER FRONT LOT 11 SECTION 2
Legal Subdivision	THE WATER FRON
Legal Lot Number	11
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	1
Census Block	1008
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	481 BING CROSBY BLVD, ADVANCE, NC 27006-8511
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 2, 2017	Grant Deed, Transfer BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Deed Document Number	20173465
Deed Book / Page	1093 / 2336
Prior Transfer Date	Aug 30, 2007
Prior Transfer Doc	00092001474
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	444 ANCHOR DR, MONETA, VA 24121-2307
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011571627
Date	Feb 24, 2021
Book Page	1157/1627
Instrument	210001757

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Margin	3
Max Rate	7.37%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRANKLIN VA
Recording Date	Jun 2, 2017
Property Address	444 ANCHOR DR, MONETA, VA 24121-2307
Document Number	0010932336
Book / Page	001093 / 002336
Instrument Date	Jun 1, 2017
Instrument	3465
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,210.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	481 BING CROSBY BLVD ADVANCE NC 270068511, ADVANCE, NC 27006-8511

Mortgage

Document Number	10932341
Date	Jun 2, 2017
Book Page	001093/002341
Instrument	3466

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,670.00 (-6.36%)	$1,551,300 (+32.84%) Land $395,000 Building $1,156,300	$1,551,300 (+32.84%) Land $395,000 Building $1,156,300
2023	$7,123.00	$1,167,800 (-) Land $390,000 Building $777,800	$1,167,800 (-) Land $390,000 Building $777,800
2022		$1,167,800 Land $390,000 Building $777,800	$1,167,800 Land $390,000 Building $777,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.5% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Anchor Dr

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