4439 E 500 S, Cutler, IN 46920 Property Records

Carroll County property record for 4439 E 500 S, Cutler, IN 46920

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,032 sqft · built 1967
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$176,750 (Sep 2026)
Tax Bill	$816 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-09-32-000-017.000-002`

Property Details

APN / Parcel Number

Primary APN	`08-09-32-000-017.000-002`
Alternative APNs	`00856660491` `0021601700`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
1st Floor Area	2,032 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Terrain	High
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00856660491
Street Address	4439 E 500 S
City	CUTLER
State	IN
Zip	46920-9387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	002-16017-00 PT SE4 SW4 32-24-1 .70 AC
Jurisdiction	CARROLL IN
Township / Civil Division	BURLINGTON
Census Block Group	1
Census Block	1053
Census Tract	959900

Owner

4439 E 500 S is owned and occupied by two individuals who bought it in September 2026.

Source: Carroll County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4439 E 500 S, CUTLER, IN 46920-9387
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE
Nov 12, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on File
Deed Sale	Sep 28, 2026 · Amount on File
Prior Sale	Sep 15, 2016 · Amount on File
Deed Document Number	20262823
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Sep 28, 2026
Property Address	4439 E 500 S, CUTLER, IN 46920-9387
Document Number	0000002823
Instrument Date	Sep 23, 2026
Instrument	20262823
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4439 E 500 S, CUTLER, IN 46920-9387

Mortgage

Document Number	0000002824,
Date	Sep 28, 2026
Instrument	20262824

Lender

Name	RUOFF MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	4439 E 500 S, CUTLER, IN 46920-9387
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003830
Date	Nov 12, 2020
Instrument	2020003830

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4439 E 500 S was $816 with a homeowner's exemption, up 6.4% from the year before.

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Burlington Township
Unified School District	Carroll Consolidated School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$816.00 (+6.39%) Homeowner's exemption	$207,900 Land $39,900 Building $168,000	$207,900 Land $39,900 Building $168,000
2024	$767.00
2023		$162,800 (+10.82%) Land $33,500 Building $129,300	$162,800 (+10.82%) Land $33,500 Building $129,300
2022	$681.00	$146,900 Land $29,100 Building $117,800	$146,900 Land $29,100 Building $117,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4439 E 500 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 7, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4439 E 500 S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mulberry Cooperative Telephone Company Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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