4439 Applegate Rd, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 4439 Applegate Rd, Charlotte, NC 28209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,103 sqft · built 1955
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$607,000 (Jul 2026)
Tax Bill	$3,808 (2025)
Deeds & Mortgages	Jul 2026 Sale Feb 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149-115-44`

Property Details

APN / Parcel Number

Primary APN	`149-115-44`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,103 sqft Living Area
1st Floor Area	1,103 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Other
Lot Area	16,117 sqft (0.37 acres)
Porch	Finished/Open Porch
Porch Area	63 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4439 APPLEGATE RD
City	CHARLOTTE
State	NC
Zip	28209-2709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L38 M7-259
Legal Subdivision	SELWYN PARK ADD 06
Legal Block	5
Legal Lot Number	38
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2010
Census Tract	3201

Owner

Source: Mecklenburg County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4220 CASTLEWOOD RD, CHARLOTTE, NC 28209-3041
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer ALLIED TITLE, ALLIED TITLE GROUP LLC
Feb 2, 2024	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Feb 2, 2024 · Amount on Record
Deed Document Number	202674298
Deed Book / Page	40566 / 546
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 13, 2026
Property Address	4439 APPLEGATE RD, CHARLOTTE, NC 28209-2709
Document Number	0000074298
Book / Page	40566 / 546
Instrument Date	Jul 13, 2026
Instrument	202674298
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	ALLIED TITLE, ALLIED TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Tax	$122,614.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 CASTLEWOOD RD, CHARLOTTE, NC 28209-3041

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 2, 2024
Property Address	4439 APPLEGATE RD, CHARLOTTE, NC 28209-2709
Document Number	0000009344
Book / Page	38614 / 341
Map Reference	MB 7 PG 259
Instrument Date	Feb 2, 2024
Instrument	2024009344
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	ALLIED TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,040.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	408 SWEETGUM DR, FORT MILL, SC 29715-6927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11628 ABERNATHY RD, CHARLOTTE, NC 28216-8796

Mortgage

Document Number	0000009345
Date	Feb 2, 2024
Instrument	2024009345

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4439 APPLEGATE RD, CHARLOTTE, NC 28209-2709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000161826
Date	Oct 2, 2020
Book Page	35133/524
Instrument	2020161826

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,808.00 (-7.44%)	$473,900 (+11.14%) Land $275,000 Building $198,900	$473,900 (+11.14%) Land $275,000 Building $198,900
2023	$4,114.00	$426,400 Land $275,000 Building $151,400	$426,400 Land $275,000 Building $151,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1985–1995)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 1995 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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