Kenton County property record for 4438M Silversmith Ln, Independence, KY 41051
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $58 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 046-00-02-025.01 |
| Primary APN | 046-00-02-025.01 |
|---|
| Lot Area | 7,405 sqft (0.169 acres) |
|---|
| Street Address | 4438M SILVERSMITH LN |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-8388 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | REVERES CROSSING SEC 10 LOT 25A |
| Legal Subdivision | REVERES CROSSING |
| Legal Phase | 10 |
| Legal Lot Number | 25A |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 63606 |
Source: Kenton County records, as of November 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4438 SILVERSMITH LN, INDEPENDENCE, KY 41051-8388 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND BANK |
| Jul 30, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 30, 2020 |
| Transfer Doc | 0000000316 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4438M SILVERSMITH LN, INDEPENDENCE, KY 41051-8388 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0005900233 |
|---|---|
| Date | Mar 24, 2021 |
| Book Page | 189/223 |
| Instrument | 21032405900233 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43213 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 30, 2020 |
| Property Address | 4438M SILVERSMITH LN, INDEPENDENCE, KY 41051-8388 |
| Document Number | 0000000316 |
| Book / Page | 000034 / 000658 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 316 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4438 SILVERSMITH LN INDEPENDENCE KY 410518388, INDEPENDENCE, KY 41051-8388 |
Source: Kenton County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $58.00 (-7.94%) | $5,000 (-) Land $5,000 | $5,000 (-) Land $5,000 |
| 2023 | $63.00 (-1.56%) | $5,000 (-) Land $5,000 | $5,000 (-) Land $5,000 |
| 2022 | $64.00 | $5,000 Land $5,000 | $5,000 Land $5,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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