Union County property record for 4438 White Store Rd, Wingate, NC 28174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 1992 |
| Lot Size | 3.8 acres (165,528 sqft) |
| Owner | Individual Name on File |
| Last Sale | $163,000 (Aug 2020) |
| Tax Bill | $1,275 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-164-008A |
| Primary APN | 03-164-008A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 165,528 sqft (3.8 acres) |
| Porch | Slab |
| Porch Area | 276 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4438 WHITE STORE RD |
|---|---|
| City | WINGATE |
| State | NC |
| Zip | 28174-9765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #4 BENNETT 7776-106 |
| Legal Lot Number | 4 |
| Jurisdiction | UNION NC |
| Township / Civil Division | LANES CREEK |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 20702 |
4438 White Store Rd is owned and occupied by an individual who bought it in August 2020.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4438 WHITE STORE RD, WINGATE, NC 28174-9765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on File |
| Deed Sale | Aug 17, 2020 · Amount on File |
| Prior Sale | Jun 8, 2001 · Amount on File |
| Deed Document Number | 202031705 |
| Deed Book / Page | 7776 / 106 |
| Prior Transfer Date | Jul 21, 2000 |
| Prior Transfer Doc | 0000026257 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 17, 2020 |
| Property Address | 4438 WHITE STORE RD, WINGATE, NC 28174-9765 |
| Document Number | 0007776106 |
| Book / Page | 7776 / 106 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 31705 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $326.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4438 WHITE STORE RD, WINGATE, NC 28174-9765 |
| Document Number | 0000031706 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 31706 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 4438 White Store Rd was $1,275.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,700 (-) Land $77,000 Building $178,700 | $255,700 (-) Land $77,000 Building $178,700 | |
| 2025 | $1,275.00 | $255,700 Land $77,000 Building $178,700 | $255,700 Land $77,000 Building $178,700 |
| 2023 | $1,369.00 | $208,500 Land $31,800 Building $176,700 | $208,500 Land $31,800 Building $176,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4438 White Store Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4438 White Store Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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