4438 Schulte Dr, Cincinnati, OH 45205 Property Records

Hamilton County property record for 4438 Schulte Dr, Cincinnati, OH 45205

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 825 sqft · built 1954
Lot Size	0.183 acres (7,971 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Aug 2026)
Tax Bill	$1,940 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`179-0079-0266-00`

Property Details

APN / Parcel Number

Primary APN	`179-0079-0266-00`
Alternative APN	`0010300`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	825 sqft Living Area
Gross Area	1,650 sqft
1st Floor Area	825 sqft
Basement Area	825 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,971 sqft (0.183 acres)
Lot Dimensions	125 ft deep x 59 ft wide
Garage Type	Basement
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4438 SCHULTE DR
City	CINCINNATI
State	OH
Zip	45205-2040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF6
Legal Description	SCHULTE DR 100X125.59 IRRW S SCHULTE DR 100.02 FT S OF CARNATION PARK SUB
Legal Subdivision	CARNATION PARK SUB
Legal Lot Number	108
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1005
Census Tract	9902

Owner

4438 Schulte Dr is owned and occupied by an individual who bought it in August 2026.

Source: Hamilton County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4438 SCHULTE DR, CINCINNATI, OH 45205-2040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Special Warranty Deed, Transfer · FHA Mortgage SIBCY CLINE MORTGAGE SERVICES
Feb 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jan 21, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Prior Sale	Feb 10, 2020 · Amount on File
Deed Document Number	202668417
Deed Book / Page	15733 / 1678
Prior Transfer Date	Dec 10, 2019
Prior Transfer Doc	0000006382
Record Updated	Oct 29, 2026

August 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 20, 2026
Property Address	4438 SCHULTE DR, CINCINNATI, OH 45205-2040
Document Number	0000068417
Book / Page	15733 / 1678
Instrument Date	Jul 8, 2026
Instrument	202668417
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	TOTAL TITLE LLC, TOTAL TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$24,240.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4438 SCHULTE DR, CINCINNATI, OH 45205-2040

Mortgage

Document Number	0000068418,
Date	Aug 20, 2026
Instrument	202668418

Lender

Name	SIBCY CLINE MORTGAGE SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 10, 2020
Property Address	4438 SCHULTE DR, CINCINNATI, OH 45205-2040
Document Number	0000013577
Book / Page	014101 / 000766
Instrument Date	Feb 6, 2020
Instrument	13577
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3500 PARK CENTER DR #100 DAYTON OH 454142680, 100, DAYTON, OH 45414-2680
Investor	Possibly a Property Investor

January 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 21, 2020
Property Address	4438 SCHULTE DR, CINCINNATI, OH 45205-2040
Document Number	0000006382
Book / Page	014087 / 000973
Instrument Date	Dec 10, 2019
Instrument	6382
Transaction Type	Foreclosure
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$144.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5303 LAURELRIDGE LN CINCINNATI OH 452477952, CINCINNATI, OH 45247-7952
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4438 Schulte Dr was $1,940, up 0.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,940.00 (+0.15%)	$30,538 (-) Land $5,796 Building $24,742	$87,250 Land $16,560 Building $70,690
2024	$1,937.00 (-0.15%)	$30,538 (-) Land $5,796 Building $24,742
2023	$1,940.00 (+68.99%)	$30,538 (+88.36%) Land $5,796 Building $24,742	$87,250 Land $16,560 Building $70,690
2022	$1,148.00	$16,213 Land $5,758 Building $10,455
2020			$46,320 Land $16,450 Building $29,870

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4438 Schulte Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4438 Schulte Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 625 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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