4438 Rayfield Dr, Sarasota, FL 34243 Property Records

Manatee County property record for 4438 Rayfield Dr, Sarasota, FL 34243 · Last verified December 2025

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,203 sqft · built 1973
Owner	Individual Name on File
Last Sale	$230,000 (Sep 2023)
Tax Bill	$3,216 (2024)
Deeds & Mortgages	Jul 2022 Line of Credit Sep 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19474.0450-3`

Property Details

APN / Parcel Number

Primary APN	`19474.0450-3`
Alternative APN	`3518281947404503`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	1,203 sqft Living Area
Gross Area	1,353 sqft
1st Floor Area	559 sqft

Exterior

Year Built	Built 1973
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Porch	Finished/Screened Porch
Porch Area	150 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3518281947404503
Street Address	4438 RAYFIELD DR
City	SARASOTA
State	FL
Zip	34243-3469
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT B-3140 HIDDEN HOLLOW CONDO PI#19474.0450/3
Legal Range	18E
Legal Township	35S
Legal Section	28
Legal Subdivision	HIDDEN HOLLOW
Legal Tract	1947400
Legal Block	1021
Legal Lot Number	B
Legal Unit	B-3140
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1015
Census Tract	808

Owner

Source: Manatee County records · APN 19474.0450-3

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4438 RAYFIELD DR, SARASOTA, FL 34243-3469
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Sep 11, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 25, 2020	Deed of Trust, Mortgage · Conventional with PMI NEWREZ LLC
May 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 11, 2023 · Amount on Record
Deed Sale	Sep 11, 2023 · Amount on Record
Prior Sale	May 26, 2020
Deed Document Number	202341097241
Record Updated	Jun 08, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4438 RAYFIELD DR, SARASOTA, FL 34243-3469
Transaction Type	Mortgage
Record Updated	Jan 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4438 RAYFIELD DR, SARASOTA, FL 34243-3469

Mortgage

Document Number	0041089350
Date	Jul 11, 2022
Instrument	202241089350

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 07, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 11, 2023
Property Address	4438 RAYFIELD DR, SARASOTA, FL 34243-3469
Document Number	0041097241
Map Reference	MB 4 PG 33
Instrument Date	Sep 05, 2023
Instrument	202341097241
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	333 PARKLAND AVE, SARASOTA, FL 34232-1556

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4438 RAYFIELD DR # B3140, B3140, SARASOTA, FL 34243-3469

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4438 RAYFIELD DR, SARASOTA, FL 34243-3469
Document Number	0041132763
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4438 RAYFIELD DR SARASOTA FL 342433469, SARASOTA, FL 34243-3469

Mortgage

Document Number	0041132763
Date	Dec 02, 2020
Instrument	41132763

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	May 26, 2020
Property Address	4438 RAYFIELD DR, SARASOTA, FL 34243-3469
Document Number	0041052650
Instrument Date	May 20, 2020
Instrument	41052650
Transaction Type	Transfer
Record Updated	Jun 09, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4438 RAYFIELD DR SARASOTA FL 342433469, SARASOTA, FL 34243-3469

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$182,750 (+71.54%) Building $182,750	$182,750 (+2.38%) Building $182,750
2024	$3,216.00 (+161.68%)
2023	$1,229.00 (+4.33%) Homeowner's exemption	$106,534 (+3%)	$178,500 (+11.84%) Building $178,500
2022	$1,178.00 Homeowner's exemption	$103,431	$159,600 Building $159,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810008081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 110 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	110 in force
Nearby Flood Claims	7 (1998–2017)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Sep 2017, other causes, Hurricane Irma
Claims By Storm	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 351 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	2,000 / 250
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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