4438 N Thayer Rd, Lima, OH 45807 Property Records

Allen County property record for 4438 N Thayer Rd, Lima, OH 45807

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,960 sqft · built 2003
Lot Size1.66 acres (72,310 sqft)
Owner2 Individual Names on File
Last Sale$391,000 (Dec 2025)
Tax Bill$3,824 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Jun 2025 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN37-1200-02-004.005

Property Details

APN / Parcel Number

Primary APN37-1200-02-004.005
Alternative APN
  • H2737120002004005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,960 sqft Living Area
Gross Area4,736 sqft
1st Floor Area1,960 sqft
Basement Area1,960 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area72,310 sqft (1.66 acres)
Garage TypeAttached
Garage Area816 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area128 sqft
Deck Area288 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address4438 N THAYER RD
CityLIMA
StateOH
Zip45807-9534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT NW1/4 JOINT TEN RTS 07-03-12
JurisdictionALLEN OH
Township / Civil DivisionBATH
Census Block Group1
Census Block1018
Census Tract11302

Owner

4438 N Thayer Rd is owned and occupied by two individuals who bought it in December 2025.

Source: Allen County records, as of May 21, 2026

Owner of Record2 Individual Names on File
Mailing Address4438 N THAYER RD, LIMA, OH 45807-9534
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2023Deed of Trust, Mortgage · Line of Credit
GENERAL ELECTRIC CU
Jun 27, 2025Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK OF WESTERN OHIO
Dec 18, 2025Survivorship Deed, Transfer · Conventional Mortgage
SUPERIOR CU INC
Mar 29, 2023Administrator's Deed, Transfer · Conventional Mortgage
THE FIRST NATIONAL BANK OF PANDORA
Oct 29, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
SUPERIOR CU INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 18, 2025 · Amount on File
Deed SaleDec 18, 2025 · Amount on File
Prior SaleMar 29, 2023 · Amount on File
Deed Document Number202512914
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address4438 N THAYER RD, LIMA, OH 45807-9534
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4438 N THAYER RD, LIMA, OH 45807-9534

Mortgage

Document Number10250009369
DateOct 25, 2023
Book Page2023/9369
Instrument202310250009369
Lender
NameGENERAL ELECTRIC CU
TypeCredit Union
AddressCINCINNATI, OH 45242
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueOct 18, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEN OH
Property Address4438 N THAYER RD, LIMA, OH 45807-9534
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4438 N THAYER RD, LIMA, OH 45807-9534

Mortgage

Document Number6270005982
DateJun 27, 2025
Book Page2025/5982
Instrument202506270005982
Lender
NameFIFTH THIRD BANK OF WESTERN OHIO
TypeBank
Address5050 KINGSLEY DR, CINCINNATI, OH 45227
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueMay 25, 2055

December 2025: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionALLEN OH
Recording DateDec 18, 2025
Property Address4438 N THAYER RD, LIMA, OH 45807-9534
Document Number12180012914
Book / Page2025 / 12914
Instrument DateDec 17, 2025
Instrument202512180012914
Transaction TypeTransfer
Record UpdatedDec 26, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4438 N THAYER RD, LIMA, OH 45807-9534

Mortgage

Document Number12180012915
DateDec 18, 2025
Instrument202512180012915
Lender
NameSUPERIOR CU INC
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

March 2023: Administrator's Deed, Transfer

Document TypeAdministrator's Deed
JurisdictionALLEN OH
Recording DateMar 29, 2023
Property Address4438 N THAYER RD, LIMA, OH 45807-9534
Document Number3290002511
Book / Page2023 / 2511
Map ReferenceVOL 875 PG 357-362
Instrument DateMar 24, 2023
Instrument202303290002511
Transaction TypeTransfer
Record UpdatedApr 7, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address4438 N THAYER RD, LIMA, OH 45807-9534

Mortgage

Document Number3290002512
DateMar 29, 2023
Instrument202303290002512
Lender
NameTHE FIRST NATIONAL BANK OF PANDORA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2053

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEN OH
Recording DateOct 29, 2021
Property Address4438 N THAYER RD, LIMA, OH 45807-9534
Document Number10290015212
Book / Page2021 / 15212
Map ReferenceVOL 875 PG 357-362
Instrument DateOct 28, 2021
Instrument202110290015212
Transaction TypeTransfer
Record UpdatedNov 5, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4438 N THAYER RD, LIMA, OH 45807-9534

Mortgage

Document Number10290015213
DateOct 29, 2021
Instrument202110290015213
Lender
NameSUPERIOR CU INC
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4438 N Thayer Rd was $3,824, down 0.4% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionBath Township
Unified School DistrictBath Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,824.00 (-0.44%)$88,240 (-) Land $8,120 Building $80,120$252,100 (-) Land $23,200 Building $228,900
2024$3,841.00 (+11.82%) Homeowner's exemption$88,240 (+17.97%) Land $8,120 Building $80,120$252,100 Land $23,200 Building $228,900
2023$3,435.00 (+1.69%)$74,800 (-) Land $6,900 Building $67,900
2022$3,378.00 Homeowner's exemption$74,800 Land $6,900 Building $67,900
2021$213,700 Land $19,700 Building $194,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4438 N Thayer Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4438 N Thayer Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20

May also be available: MetaLINK Technologies.

Nearby Properties on N Thayer Rd

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