Allen County property record for 4438 N Thayer Rd, Lima, OH 45807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,960 sqft · built 2003 |
| Lot Size | 1.66 acres (72,310 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $391,000 (Dec 2025) |
| Tax Bill | $3,824 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Jun 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-1200-02-004.005 |
| Primary APN | 37-1200-02-004.005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| Gross Area | 4,736 sqft |
| 1st Floor Area | 1,960 sqft |
| Basement Area | 1,960 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 72,310 sqft (1.66 acres) |
| Garage Type | Attached |
| Garage Area | 816 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 288 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 4438 N THAYER RD |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45807-9534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 JOINT TEN RTS 07-03-12 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | BATH |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 11302 |
4438 N Thayer Rd is owned and occupied by two individuals who bought it in December 2025.
Source: Allen County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4438 N THAYER RD, LIMA, OH 45807-9534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2023 | Deed of Trust, Mortgage · Line of Credit GENERAL ELECTRIC CU |
| Jun 27, 2025 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK OF WESTERN OHIO |
| Dec 18, 2025 | Survivorship Deed, Transfer · Conventional Mortgage SUPERIOR CU INC |
| Mar 29, 2023 | Administrator's Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA |
| Oct 29, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage SUPERIOR CU INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on File |
| Deed Sale | Dec 18, 2025 · Amount on File |
| Prior Sale | Mar 29, 2023 · Amount on File |
| Deed Document Number | 202512914 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 4438 N THAYER RD, LIMA, OH 45807-9534 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4438 N THAYER RD, LIMA, OH 45807-9534 |
| Document Number | 10250009369 |
|---|---|
| Date | Oct 25, 2023 |
| Book Page | 2023/9369 |
| Instrument | 202310250009369 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45242 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 18, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 4438 N THAYER RD, LIMA, OH 45807-9534 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4438 N THAYER RD, LIMA, OH 45807-9534 |
| Document Number | 6270005982 |
|---|---|
| Date | Jun 27, 2025 |
| Book Page | 2025/5982 |
| Instrument | 202506270005982 |
| Name | FIFTH THIRD BANK OF WESTERN OHIO |
|---|---|
| Type | Bank |
| Address | 5050 KINGSLEY DR, CINCINNATI, OH 45227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 25, 2055 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Dec 18, 2025 |
| Property Address | 4438 N THAYER RD, LIMA, OH 45807-9534 |
| Document Number | 12180012914 |
| Book / Page | 2025 / 12914 |
| Instrument Date | Dec 17, 2025 |
| Instrument | 202512180012914 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4438 N THAYER RD, LIMA, OH 45807-9534 |
| Document Number | 12180012915 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 202512180012915 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Mar 29, 2023 |
| Property Address | 4438 N THAYER RD, LIMA, OH 45807-9534 |
| Document Number | 3290002511 |
| Book / Page | 2023 / 2511 |
| Map Reference | VOL 875 PG 357-362 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 202303290002511 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4438 N THAYER RD, LIMA, OH 45807-9534 |
| Document Number | 3290002512 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 202303290002512 |
| Name | THE FIRST NATIONAL BANK OF PANDORA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Oct 29, 2021 |
| Property Address | 4438 N THAYER RD, LIMA, OH 45807-9534 |
| Document Number | 10290015212 |
| Book / Page | 2021 / 15212 |
| Map Reference | VOL 875 PG 357-362 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 202110290015212 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4438 N THAYER RD, LIMA, OH 45807-9534 |
| Document Number | 10290015213 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 202110290015213 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 4438 N Thayer Rd was $3,824, down 0.4% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | Bath Township |
| Unified School District | Bath Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,824.00 (-0.44%) | $88,240 (-) Land $8,120 Building $80,120 | $252,100 (-) Land $23,200 Building $228,900 |
| 2024 | $3,841.00 (+11.82%) Homeowner's exemption | $88,240 (+17.97%) Land $8,120 Building $80,120 | $252,100 Land $23,200 Building $228,900 |
| 2023 | $3,435.00 (+1.69%) | $74,800 (-) Land $6,900 Building $67,900 | |
| 2022 | $3,378.00 Homeowner's exemption | $74,800 Land $6,900 Building $67,900 | |
| 2021 | $213,700 Land $19,700 Building $194,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4438 N Thayer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4438 N Thayer Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: MetaLINK Technologies.
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