Cortland County and Freetown Town property record for 4438 Ingram Rd, Marathon, NY 13803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,229 sqft · built 1979 |
| Lot Size | 2.27 acres (98,881 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,276 (2026) |
| Deeds & Mortgages | May 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 112600 131.00-04-12.000 |
| Primary APN | 112600 131.00-04-12.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,229 sqft Living Area |
| 1st Floor Area | 1,229 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 98,881 sqft (2.27 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4438 INGRAM RD |
|---|---|
| City | MARATHON |
| State | NY |
| Zip | 13803-2708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 12.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | FREETOWN |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 971100 |
4438 Ingram Rd is owned and occupied by two individuals.
Source: Cortland County and Freetown Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4438 INGRAM RD, MARATHON, NY 13803-2708 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 4438 INGRAM RD, MARATHON, NY 13803-2708 |
| Document Number | 0000002149 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | SERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4438 INGRAM RD MARATHON NY 138032708, MARATHON, NY 13803-2708 |
| Document Number | 0000002149 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 2149 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 2, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
The 2026 property tax bill for 4438 Ingram Rd was $4,276 with a homeowner's exemption, up 76.1% from the year before.
Source: Cortland County and Freetown Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Freetown Town |
| Unified School District | Marathon Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,276.00 (+76.11%) Homeowner's exemption | ||
| 2025 | $2,428.00 | $100,800 Land $15,000 Building $85,800 | $157,500 Land $23,437 Building $134,063 |
| 2023 | $2,332.00 Homeowner's exemption | $100,800 Land $15,000 Building $85,800 | $127,595 Land $18,987 Building $108,608 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4438 Ingram Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4438 Ingram Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
No cell data coverage reported
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