4438 Fairway Dr, Soquel, CA 95073 Property Records

Santa Cruz County property record for 4438 Fairway Dr, Soquel, CA 95073

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,134 sqft · built 2002
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,821,000 (Jul 2020)
Tax Bill	$23,044 (2025)
Deeds & Mortgages	Dec 2022 Transfer Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-511-02`

Property Details

APN / Parcel Number

Primary APN	`040-511-02`
Alternative APN	`040-511-02-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Building Area	3,134 sqft Living Area
Gross Area	3,903 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	60,984 sqft
Garage Type	Attached
Garage Area	769 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4438 FAIRWAY DR
City	SOQUEL
State	CA
Zip	95073-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	LANDS/MICHAEL ZELVER
Legal Lot Number	2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2001
Census Tract	122001

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4438 FAIRWAY DR, SOQUEL, CA 95073-3046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2022	Intrafamily Transfer, Transfer
Aug 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jul 24, 2020	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA
Jun 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	May 8, 2015 · Amount on Record
Deed Document Number	202027562
Last Transfer Date	Sep 19, 2022
Transfer Doc	0000032719
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 9, 2022
Property Address	4438 FAIRWAY DR, SOQUEL, CA 95073-3046
Document Number	0000032719
Map Reference	VOL 57 PG 9
Instrument Date	Sep 19, 2022
Instrument	2022-0032719
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4438 FAIRWAY DR, SOQUEL, CA 95073-3046

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4438 FAIRWAY DR, SOQUEL, CA 95073-3046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025163
Date	Aug 17, 2018
Instrument	2018-0025163

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2033

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 24, 2020
Property Address	4438 FAIRWAY DR, SOQUEL, CA 95073-3046
Document Number	0000027562
Instrument Date	Jul 17, 2020
Instrument	27562
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,003.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4438 FAIRWAY DR SOQUEL CA 950733046, SOQUEL, CA 95073-3046

Mortgage

Document Number	27563
Date	Jul 24, 2020
Instrument	27563

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 23, 2017
Property Address	4438 FAIRWAY DR, SOQUEL, CA 95073-3046
Document Number	0000020729
Instrument Date	May 27, 2017
Instrument	20729
Transaction Type	Transfer
Record Updated	Jul 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4438 FAIRWAY DR SOQUEL CA 950733046, SOQUEL, CA 95073-3046

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,010,531 (+2%) Land $1,072,062 Building $938,469
2025	$23,044.00 (+8.84%) Homeowner's exemption	$1,971,109 (+4.04%) Land $1,051,042 Building $920,067
2023	$21,173.00 (+0.78%) Homeowner's exemption	$1,894,568 Land $1,010,228 Building $884,340	$1,768,770
2022	$21,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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