4438 Emerson St, Riverside, CA 92506 Property Records

Riverside County property record for 4438 Emerson St, Riverside, CA 92506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,586 sqft · built 1954
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,158 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`225-031-021`

Property Details

APN / Parcel Number

Primary APN	`225-031-021`
Alternative APN	`042000388`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,586 sqft Living Area
Gross Area	2,302 sqft
1st Floor Area	1,586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	042000388
Street Address	4438 EMERSON ST
City	RIVERSIDE
State	CA
Zip	92506-2007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 8 MB 025/044 MONROE MANOR
Legal Subdivision	MONROE MANOR
Legal Lot Number	8
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3012
Census Tract	31100

Owner

Source: Riverside County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4438 EMERSON ST, RIVERSIDE, CA 92506-2007
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Aug 17, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 6, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 22, 2021
Transfer Doc	0000490941
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 13, 2021
Property Address	4438 EMERSON ST, RIVERSIDE, CA 92506-2007
Document Number	0000485003
Map Reference	MB 25 PG 44
Instrument Date	Jul 22, 2021
Instrument	2021-0485003
Transaction Type	Transfer
Record Updated	Aug 26, 2021
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4438 EMERSON ST, RIVERSIDE, CA 92506-2007

Mortgage

Document Number	0000485004
Date	Aug 13, 2021
Instrument	2021-0485004

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 17, 2021
Property Address	4438 EMERSON ST, RIVERSIDE, CA 92506-2007
Document Number	0000490941
Map Reference	MB 25 PG 44
Instrument Date	Jul 22, 2021
Instrument	2021-0490941
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4438 EMERSON ST, RIVERSIDE, CA 92506-2007

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	4438 EMERSON ST, RIVERSIDE, CA 92506-2007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076067
Date	Mar 6, 2019
Instrument	2019-0076067

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 22, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,470 (+2%) Land $46,456 Building $153,014
2025	$2,158.00 (+3.9%) Homeowner's exemption	$195,560 (+4.04%) Land $45,546 Building $150,014
2023	$2,077.00 (+1.91%) Homeowner's exemption	$187,968 Land $43,778 Building $144,190
2022	$2,038.00
2021			$371,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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