4438 Eley Ct, Montgomery, AL 36106 Property Records

Montgomery County property record for 4438 Eley Ct, Montgomery, AL 36106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,972 sqft · built 1968
Lot Size	0.147 acres (6,425 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Aug 2025)
Tax Bill	$943 (2026)
Deeds & Mortgages	Aug 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-07-26-2-002-007.000`

Property Details

APN / Parcel Number

Primary APN	`10-07-26-2-002-007.000`
Alternative APNs	`0310072602002007000` `251651`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,972 sqft Living Area
1st Floor Area	1,972 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	6,425 sqft (0.147 acres)
Lot Dimensions	128 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	251651
Street Address	4438 ELEY CT
City	MONTGOMERY
State	AL
Zip	36106-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-85
Legal Description	1007262002007000
Legal Range	18E
Legal Township	16N
Legal Section	26
Legal Subdivision	GREEN ACRES 3
Legal Block	2
Legal Lot Number	16
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MONTGOMERY
Census Block Group	2
Census Block	2004
Census Tract	3303

Owner

Source: Montgomery County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4438 ELEY CT, MONTGOMERY, AL 36106-3513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2025 · Amount on Record
Deed Sale	Aug 11, 2025 · Amount on Record
Prior Sale	Apr 21, 2025 · Amount on Record
Deed Document Number	20254772319
Record Updated	Oct 29, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Aug 11, 2025
Property Address	4438 ELEY CT, MONTGOMERY, AL 36106-3513
Document Number	0063380426
Book / Page	6338 / 426
Map Reference	MB 20 PG 186
Instrument Date	Jul 30, 2025
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3604 BELLSEND COURT, MODESTO, CA 95356

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4438 ELEY CT, MONTGOMERY, AL 36106-3513

Mortgage

Document Number	0063380429
Date	Aug 11, 2025
Book Page	6338/429

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	6.5%
Index	6-Month T-Bill
Max Rate	5%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$943.00
2025	Disabled Person's exemption	$15,530 (+5.22%) Land $1,500 Building $14,030	$155,300 (+5.22%) Land $15,000 Building $140,300
2023	Disabled Person's exemption	$14,760 Land $1,500 Building $13,260	$147,600 Land $15,000 Building $132,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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