4438 E Indigo Bay Dr, Gilbert, AZ 85234 Property Records

Maricopa County property record for 4438 E Indigo Bay Dr, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,106 sqft · built 1994
Lot Size	0.47 acres (20,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Mar 2019)
Tax Bill	$3,714 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2022 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`304-06-867`

Property Details

APN / Parcel Number

Primary APN	`304-06-867`
Alternative APN	`304068674`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,106 sqft Living Area
Gross Area	3,862 sqft
1st Floor Area	2,489 sqft
2nd Floor Area	617 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	20,460 sqft (0.47 acres)
View / Lot	Cul-De-Sac
Parking Spaces	3 Parking Spaces
Pool Area	441 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4438 E INDIGO BAY DR
City	GILBERT
State	AZ
Zip	85234-0202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Description	CIRCLE G SUPERSTITION RANCH MCR 359-45
Legal Range	6E
Legal Township	1S
Legal Section	1
Legal Subdivision	CIRCLE G SUPERSTITION RANCH
Legal Lot Number	53
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2002
Census Tract	422622

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4438 E INDIGO BAY DR, GILBERT, AZ 85234-0202
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Feb 11, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC
Mar 27, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY
Mar 25, 2019	Quit Claim Deed, Transfer ETHOS LNDG
Mar 25, 2019	Warranty Deed, Transfer · Conventional Mortgage ETHOS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2019 · Amount on Record
Deed Sale	Mar 25, 2019 · Amount on Record
Deed Document Number	2019204876
Last Transfer Date	Feb 4, 2022
Transfer Doc	0000129146
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4438 E INDIGO BAY DR, GILBERT, AZ 85234-0202
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4438 E INDIGO BAY DR, GILBERT, AZ 85234-0202

Mortgage

Document Number	0000656691
Date	Aug 22, 2022
Instrument	20220656691

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 11, 2022
Property Address	4438 E INDIGO BAY DR, GILBERT, AZ 85234-0202
Document Number	0000129146
Map Reference	MB 359 PG 45
Instrument Date	Feb 4, 2022
Instrument	20220129146
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	FIRST INTEGRITY TTL AGCY OF

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4438 E INDIGO BAY DR, GILBERT, AZ 85234-0202

Mortgage

Document Number	0000129147
Date	Feb 11, 2022
Instrument	20220129147

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4438 E INDIGO BAY DR, GILBERT, AZ 85234-0202
Transaction Type	Mortgage
Record Updated	May 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4438 E INDIGO BAY DR, GILBERT, AZ 85234-0202

Mortgage

Document Number	0000502874
Date	May 5, 2021
Instrument	20210502874

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4438 E INDIGO BAY DR, GILBERT, AZ 85234-0202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GRAND CANYON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000912856
Date	Nov 13, 2019
Instrument	20190912856

Lender

Name	DEFINE MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	PHOENIX, AZ 85034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 27, 2019
Property Address	4438 E INDIGO BAY DR, GILBERT, AZ 85234-0202
Document Number	0000209831
Instrument Date	Mar 26, 2019
Instrument	209831
Transaction Type	Transfer
Record Updated	Apr 2, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4120 E ENCINAS AVE GILBERT AZ 852340339, GILBERT, AZ 85234-0339

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 25, 2019
Property Address	4438 E INDIGO BAY DR, GILBERT, AZ 85234-0202
Document Number	0000204877
Instrument Date	Mar 13, 2019
Instrument	204877
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4120 E ENCINAS AVE GILBERT AZ 852340339, GILBERT, AZ 85234-0339

Mortgage

Document Number	204878
Date	Mar 25, 2019
Instrument	204878

Lender

Name	ETHOS LNDG
Address	SAN FRANCISCO, CA 94108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2049

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 25, 2019
Property Address	4438 E INDIGO BAY DR, GILBERT, AZ 85234-0202
Document Number	0000204876
Instrument Date	Mar 13, 2019
Instrument	204876
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4438 E INDIGO BAY DR GILBERT AZ 852340202, GILBERT, AZ 85234-0202

Mortgage

Document Number	204878
Date	Mar 25, 2019
Instrument	204878

Lender

Name	ETHOS LNDG
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,550 (+75.74%)	$845,500 (+11.03%) Land $169,100 Building $676,400
2025	$3,714.00 (-14.99%)	$48,112 (-40.64%)	$761,500 (-6.05%) Land $152,300 Building $609,200
2024		$81,050	$810,500 Land $162,100 Building $648,400
2023	$4,369.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: Verizon.

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