4438 E Carriage Ct, Gilbert, AZ 85297 Property Records

Maricopa County property record for 4438 E Carriage Ct, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,698 sqft · built 2002
Lot Size	0.42 acres (18,319 sqft)
Owner	Individual Name on Record
Last Sale	$459,900 (Apr 2014)
Tax Bill	$4,260 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2023 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`313-02-838`

Property Details

APN / Parcel Number

Primary APN	`313-02-838`

Interior

Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,698 sqft Living Area
1st Floor Area	3,698 sqft

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	18,319 sqft (0.42 acres)
Parking Spaces	3 Parking Spaces
Pool Area	393 sqft
Patio Area	383 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4438 E CARRIAGE CT
City	GILBERT
State	AZ
Zip	85297-5506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	POWER RANCH NEIGHBORHOOD 3 MCR 532-11
Legal Range	06E
Legal Township	02S
Legal Section	12
Legal Quarter	SE
Quarter-Quarter Section	SW
Legal Subdivision	POWER RANCH NEIGHBORHOOD 3
Legal Lot Number	152
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1001
Census Tract	816200

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4438 E CARRIAGE CT, GILBERT, AZ 85297-5506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Feb 13, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jul 11, 2018	Deed of Trust, Mortgage · Line of Credit DESERT SCHOOLS FCU
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOODMORTGAGE.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2014 · Amount on Record
Deed Sale	Apr 25, 2014 · Amount on Record
Prior Sale	Mar 5, 2014 · Amount on Record
Deed Document Number	20140268674
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4438 E CARRIAGE CT, GILBERT, AZ 85297-5506
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4438 E CARRIAGE CT, GILBERT, AZ 85297-5506

Mortgage

Document Number	0000029166
Date	Jan 16, 2026
Instrument	20260029166

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 15, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4438 E CARRIAGE CT, GILBERT, AZ 85297-5506
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4438 E CARRIAGE CT, GILBERT, AZ 85297-5506

Mortgage

Document Number	0000070215
Date	Feb 13, 2023
Instrument	20230070215

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4438 E CARRIAGE CT, GILBERT, AZ 85297-5506
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000524414
Date	Jul 11, 2018
Instrument	20180524414

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4438 E CARRIAGE CT, GILBERT, AZ 85297-5506
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4438 E CARRIAGE CT, GILBERT, AZ 85297-5506

Mortgage

Document Number	0001200079
Date	Nov 9, 2021
Instrument	20211200079

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4438 E CARRIAGE CT, GILBERT, AZ 85297-5506
Document Number	0000133009
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4438 E CARRIAGE CT GILBERT AZ 852975506, GILBERT, AZ 85297-5506

Mortgage

Document Number	0000133009
Date	Feb 18, 2020
Instrument	133009

Lender

Name	GOODMORTGAGE.COM
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,500 (+2.38%)	$825,000 (+2.38%) Land $165,000 Building $660,000
2025	$4,260.00 (-5.04%)
2024		$80,580	$805,800 Land $161,100 Building $644,700
2023	$4,486.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink Fiber · DSL in parts of the area	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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