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4438 Cathey Dr, Denison, TX 75020 Property Records

Grayson County property record for 4438 Cathey Dr, Denison, TX 75020

Property Summary

Property TypeSingle Family Home
Details2,246 sqft · built 2005
Lot Size0.474 acres (20,647 sqft)
Owner2 Individual Names on File
Last Sale$516,040 (Sep 2024)
Tax Bill$9,276 (2025)
Deeds & MortgagesApr 2021 Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN076 6957002

Property Details

APN / Parcel Number

Primary APN076 6957002
Alternative APN
  • 219719

Interior

Stories1 Story
Building Area2,246 sqft Living Area
Gross Area2,798 sqft
1st Floor Area2,246 sqft
Upper Floors Area374 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2009
Lot Area20,647 sqft (0.474 acres)
Lot Dimensions188 ft deep x 110 ft wide
Garage TypeAttached
Garage Area552 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area443 sqft
Utility Building160 sqft

Location & Zoning

Street Address4438 CATHEY DR
CityDENISON
StateTX
Zip75020-9445
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRYAN HILLS ADDITION, BLOCK 1, LOT 2, ACRES 0.474
Legal SubdivisionRYAN HILLS ADDITION
Legal Block1
Legal Lot Number2
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1030
Census Tract800

Owner

Source: Grayson County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4438 CATHEY DR, DENISON, TX 75020-9445
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST UNITED BANK & TRUST CO
Mar 4, 2019Vendor's Lien, Transfer · Conventional Mortgage
FIRST UNITED BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 30, 2024 · Amount on File
Deed SaleSep 30, 2024 · Amount on File
Prior SaleMar 4, 2019 · Amount on File
Deed Document Number202426467
Prior Transfer DateMar 1, 2019
Prior Transfer Doc0000004515
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address4438 CATHEY DR, DENISON, TX 75020-9445
Transaction TypeMortgage
Record UpdatedOct 14, 2021
Title CompanyGRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012486
DateApr 19, 2021
Instrument2021-00012486
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressDURANT, OK 74701
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

March 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateMar 4, 2019
Property Address4438 CATHEY DR, DENISON, TX 75020-9445
Document Number0000004515
Map ReferenceVOL 15 PG 31&32
Instrument DateMar 1, 2019
Instrument2019-00004515
Transaction TypeTransfer
Record UpdatedOct 14, 2021
Title CompanyREPUBLIC TITLE OF TEXAS INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4438 CATHEY DR, DENISON, TX 75020-9445

Mortgage

Document Number0000004516
DateMar 4, 2019
Instrument2019-00004516
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2049

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,276.00 (+44.71%)$482,614 (-2.18%) Land $64,236 Building $418,378$482,614 (-2.18%) Land $64,236 Building $418,378
2024$6,410.00 (-19.44%)
2023$493,361 Land $86,306 Building $407,055$493,361 Land $86,306 Building $407,055
2022$7,957.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1986–2019)
Claims Outside the SFHA6 of 6
Most Recent ClaimMay 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50

May also be available: TekWav, Verizon.

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