4436 Roberta Rd, Concord, NC 28027 Property Records

Cabarrus County property record for 4436 Roberta Rd, Concord, NC 28027 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2006
Square Footage4,736 sqft Living Area
Lot Size195,149 sqft (4.48 acres)
OccupancyOwner Occupied
Last Sale$565,000 (2025)
Tax Bill$6,969.00 (2025)

Property Details

APN / Parcel Number

Primary APN5518 17 4993
Alternative APNs
  • 02039 0014.500000
  • 55181840300000
  • 48939

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area4,736 sqft Living Area
1st Floor1,459 sqft 1st Floor
Upper Floors468 sqft Upper Floors
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2006
Exterior MaterialBrick Veneer Exterior
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area195,149 sqft (4.48 acres)
Lot Width25 ft Width
DrivewayDriveway Concrete
Driveway Area1,794 sqft Driveway
Parking Spaces6 Parking Spaces
Garage TypeMixed Garage
Garage Area1,510 sqft Garage
Deck Area174 sqft Deck
Patio Area174 sqft Patio
Porch Area215 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number48939
Street Address4436 ROBERTA RD
CityCONCORD
StateNC
Zip28027-8944
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWEST SIDE ROBERTA RD
Legal SubdivisionROBERTA MILLS
JurisdictionCABARRUS NC
Minor Civil Division2, POPLAR TENT
Census Blockgroup3
Census Block3003
Census Tract42603

Owner

Source: Cabarrus County records · APN 5518 17 4993

Assessment roll updated September 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4436 ROBERTA RD, CONCORD, NC 28027-8944
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNION FEDERAL CREDIT UNION
Feb 26, 2021Deed of Trust, Mortgage · Line of Credit
COMMUNITY FIRST BANK
May 20, 2025Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
May 12, 2025Warranty Deed, Transfer
Mar 11, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
THE PARK NATIONAL BANK
Feb 26, 2021Deed of Trust, Mortgage · Line of Credit
COMMUNITY FIRST BANK
Dec 05, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
NEWDOMINION BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 20, 2025 · Amount on Record
Deed SaleMay 20, 2025 · Amount on Record
Prior SaleMay 12, 2025 · Amount on Record
Deed Doc Number202510792
Deed Book / Page17440 / 205
Prior Transfer DateMay 20, 2002
Prior Transfer Doc3847290
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Recording DateApr 28, 2026
Property Address4436 ROBERTA RD, CONCORD, NC 28027-8944
Document Number0017960114
Book / Page17960 / 114
Instrument DateApr 23, 2026
Instrument20269734
Transaction TypeMortgage
Record UpdatedAug 03, 2026
Title CompanyBB AND T ML POST CLOSING, POST CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address4436 ROBERTA RD, CONCORD, NC 28027-8944

Mortgage

Document Number0000009734,
DateApr 28, 2026
Book Page17960/114
Instrument20269734
Lender
NameUNION FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2046
Interest
Rate TypeFixed Rate
Rate6.38%
Initial TypeFixed Rate
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address4436 ROBERTA RD, CONCORD, NC 28027-8944
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001495383
DateFeb 26, 2021
Book Page14953/83
Lender
NameCOMMUNITY FIRST BANK
TypeBank
AddressDALLAS, NC 28034
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMay 20, 2025
Property Address4436 ROBERTA RD, CONCORD, NC 28027-8944
Document Number0017440205
Book / Page17440 / 205
Map ReferenceMB 105 PG 46
Instrument DateMay 15, 2025
Transaction TypeTransfer
Record UpdatedApr 03, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,130.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address16015 BARBEE RD, STANFIELD, NC 28163-8552

Transferred To (Grantee/Buyer)

NameVerified Name
Address4436 ROBERTA RD, CONCORD, NC 28027-8944

Mortgage

Document Number0017440208
DateMay 20, 2025
Instrument17440/208
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2055

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMay 12, 2025
Property Address4436 ROBERTA RD, CONCORD, NC 28027-8944
Document Number0017429140
Book / Page17429 / 140
Instrument DateMay 12, 2025
Transaction TypeTransfer
Record UpdatedOct 01, 2025

Transaction

AmountAmount Recorded
Tax$144.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Only a portion of the APN conveyed

Transferred From (Grantor/Seller)

NameVerified Name
Address16015 BARBEE RD, STANFIELD, NC 28163-8552

Transferred To (Grantee/Buyer)

NameVerified Name
Address4420 ROBERTA RD, CONCORD, NC 28027-8944

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address4436 ROBERTA RD, CONCORD, NC 28027-8944
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001405251
DateMar 11, 2020
Book Page14052/51
Lender
NameTHE PARK NATIONAL BANK
TypeBank
AddressNEWARK, OH 43058
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address4436 ROBERTA RD, CONCORD, NC 28027-8944
Transaction TypeMortgage
Record UpdatedAug 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001495383
DateFeb 26, 2021
Book Page14953/83
Lender
NameCOMMUNITY FIRST BANK
TypeBank
AddressDALLAS, NC 28034
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateDec 05, 2018
Property Address4436 ROBERTA RD, CONCORD, NC 28027-8944
Document Number1329084
Book / Page013290 / 000084
Instrument DateDec 05, 2018
Instrument30157
Transaction TypeTransfer
Record UpdatedDec 14, 2018
Title CompanyINVESTORS TITLE INSURANCE, INVESTORS TITLE INS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$846.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4436 ROBERTA RD CONCORD NC 280278944, CONCORD, NC 28027-8944

Mortgage

Document Number1329087
DateDec 05, 2018
Book Page013290/000087
Instrument30158
Lender
NameNEWDOMINION BK
TypeBank
AddressCHARLOTTE, NC 28204
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueDec 04, 2048

Tax Assessment & Valuation

Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,969.00 (+33.92%)$699,740 (+64.04%) Land $218,940 Building $480,800
2024$699,740 (+64.04%) Land $218,940 Building $480,800
2023$5,204.00$426,560 Land $170,290 Building $256,270$426,560 Land $170,290 Building $256,270

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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