Lorain County property record for 4436 Palm Ave, Lorain, OH 44055
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,405 sqft · built 1964 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Company Name on File |
| Last Sale | $139,000 (Mar 2021) |
| Tax Bill | $2,302 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00-078-112-008 |
| Primary APN | 03-00-078-112-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,405 sqft Living Area |
| 1st Floor Area | 1,005 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 110 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 136 sqft |
| Patio Area | 160 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Canopy | 160 sqft |
| Heating System | HVAC |
|---|
| Street Address | 4436 PALM AVE |
|---|---|
| City | LORAIN |
| State | OH |
| Zip | 44055-3553 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOMEWOOD 5 C 55 X 110 |
| Legal Subdivision | HOMEWOOD 5 C FRNT |
| Legal Block | 112 |
| Legal Lot Number | 1071 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | LORAIN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 97500 |
4436 Palm Ave is owned by a company that bought it in March 2021.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 435, AMHERST, OH 44001-0435 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · Line of Credit VELOCITY COMMERCIAL CAPITAL LLC |
| Mar 8, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage HERBST EMERICH |
| Jan 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SCHOOL EMPS LORAIN CNTY CU |
| Nov 13, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2021 · Amount on File |
| Deed Sale | Mar 8, 2021 · Amount on File |
| Prior Sale | Nov 13, 2018 |
| Deed Document Number | 2021001238 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 4436 PALM AVE, LORAIN, OH 44055-3553 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210815538 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 2021-0815538 |
| Name | VELOCITY COMMERCIAL CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 8, 2021 |
| Property Address | 4436 PALM AVE, LORAIN, OH 44055-3553 |
| Document Number | 0000806314 |
| Map Reference | VOL 22 PG 62&54 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 2021-0806314 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | AMERICAN PATRIOT TITLE AGENCY, AMERICAN PATRIOT TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4436 PALM AVE, LORAIN, OH 44055-3553 |
| Document Number | 0000806315 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2021-0806315 |
| Name | HERBST EMERICH |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 4436 PALM AVE, LORAIN, OH 44055-3553 |
| Document Number | 0000702444 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 4436 PALM AVE LORAIN OH 440553553, LORAIN, OH 44055-3553 |
| Document Number | 0000702444 |
|---|---|
| Date | Jan 25, 2019 |
| Instrument | 702444 |
| Name | SCHOOL EMPS LORAIN CNTY CU |
|---|---|
| Type | Credit Union |
| Address | ELYRIA, OH 44035 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 24, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 13, 2018 |
| Property Address | 4436 PALM AVE, LORAIN, OH 44055-3553 |
| Document Number | 0000694825 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 694825 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4436 PALM AVE LORAIN OH 440553553, LORAIN, OH 44055-3553 |
The 2025 property tax bill for 4436 Palm Ave was $2,302.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Lorain City |
| Unified School District | Lorain City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,302.00 | $57,330 (-) Land $9,880 Building $47,450 | $163,800 (-) Land $28,220 Building $135,580 |
| 2024 | $2,302.00 (+20.4%) | $57,330 (+58.4%) Land $9,877 Building $47,453 | $163,800 (+58.4%) Land $28,220 Building $135,580 |
| 2023 | $1,912.00 (+0.84%) | $36,194 (-0.02%) Land $5,915 Building $30,279 | $103,410 Land $16,900 Building $86,510 |
| 2022 | $1,896.00 | $36,200 Land $5,920 Building $30,280 | |
| 2021 | $103,410 Land $16,900 Building $86,510 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4436 Palm Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 4436 Palm Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 566 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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