4435 Willowood Dr, Morganton, NC 28655 Property Records

Burke County property record for 4435 Willowood Dr, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 2000
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (May 2014)
Tax Bill	$1,446 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2015 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1760596364`

Property Details

APN / Parcel Number

Primary APN	`1760596364`
Alternative APN	`50390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	1,512 sqft
Unfinished Basement	1,512 sqft
Flooring	Tile

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)
Porch	Slab
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4435 WILLOWOOD DR
City	MORGANTON
State	NC
Zip	28655-8049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL MIXE
Legal Description	4435 WILLOWOOD DR MORGANTON, NC 28655
Legal Subdivision	WILLOWOOD SUBDIVISION
Jurisdiction	BURKE NC
Township / Civil Division	SILVER CREEK
Census Block Group	3
Census Block	3008
Census Tract	20303

Owner

Source: Burke County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4435 WILLOWOOD DR, MORGANTON, NC 28655-8049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 8, 2015	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2014 · Amount on Record
Deed Sale	May 8, 2014 · Amount on Record
Prior Sale	Oct 6, 2005 · Amount on Record
Deed Document Number	20143619
Deed Book / Page	2136 / 534
Last Transfer Date	Oct 2, 2015
Transfer Doc	0022060994
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4435 WILLOWOOD DR, MORGANTON, NC 28655-8049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024890898
Date	Sep 23, 2020
Book Page	2489/898
Instrument	2020044964

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Index	5-Year CMT
Margin	2

October 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4435 WILLOWOOD DR, MORGANTON, NC 28655-8049
Document Number	0024900731
Instrument Date	Oct 8, 2015
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	POX BOX 1297 MORGANTON NC 28680, MORGANTON, NC 28680

Mortgage

Document Number	0024900731
Date	Sep 28, 2020
Book Page	002490/000731
Instrument	45122

Lender

Name	STATE EMPS CU
Address	SOUTH PLYMOUTH, NY 13844

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,446.00 (+0.35%)	$204,477 (-) Land $13,040 Building $191,437	$204,477 (-) Land $13,040 Building $191,437
2025	$1,441.00 (-0.41%)	$204,477 (-) Land $13,040 Building $191,437	$204,477 (-) Land $13,040 Building $191,437
2023	$1,447.00	$204,477 Land $13,040 Building $191,437	$204,477 Land $13,040 Building $191,437

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRENTWOOD-JAMESTOWN ROAD private · serves 6,035 people · EPA ID NC0112104
Water Source	Purchased surface water from CITY OF MORGANTON
Last State Inspection	Nov 2025
Also Mapped Here	BRENTWOOD WATER ASSOCIATION
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Willowood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures