St. Louis County property record for 4435 W 6th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,075 sqft · built 1937 |
| Lot Size | 0.233 acres (10,151 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,500 (Nov 2019) |
| Tax Bill | $3,888 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Nov 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3960-00290 |
| Primary APN | 010-3960-00290 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,075 sqft Gross Area |
| 1st Floor Area | 1,048 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 10,151 sqft (0.233 acres) |
| Garage Area | 308 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 12 sqft |
| Deck Area | 21 sqft |
| Patio Area | 283 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1081310 |
|---|---|
| Street Address | 4435 W 6TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-1431 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL OF LOT 1 AND LOT 2 EX ELY 2 FT SERIAL # |
| Legal Subdivision | W H RICHARDSON S DIVISION |
| Legal Block | 4 |
| Legal Lot Number | 1-2 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 15800 |
4435 W 6th St is owned and occupied by an individual who bought it in November 2019.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4435 W 6TH ST, DULUTH, MN 55807-1431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MEMBERS COOPERATIVE CREDIT UNION |
| Nov 19, 2019 | Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK |
| Aug 11, 2017 | Warranty Deed, Transfer · VA Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2019 · Amount on File |
| Deed Sale | Nov 19, 2019 · Amount on File |
| Prior Sale | May 15, 2015 · Amount on File |
| Deed Document Number | 20191017657 |
| Prior Transfer Date | Oct 23, 2003 |
| Prior Transfer Doc | 0000765222 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 30, 2026 |
| Property Address | 4435 W 6TH ST, DULUTH, MN 55807-1431 |
| Document Number | 0001101078 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20261101078 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4435 W 6TH ST, DULUTH, MN 55807-1431 |
| Document Number | 0001101078, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20261101078 |
| Name | MEMBERS COOPERATIVE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 24, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.54% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 19, 2019 |
| Property Address | 4435 W 6TH ST, DULUTH, MN 55807-1431 |
| Document Number | 00T1017657 |
| Instrument Date | Nov 12, 2019 |
| Instrument | T1017657 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2019 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $793.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4435 W 6TH ST DULUTH MN 558071431, DULUTH, MN 55807-1431 |
| Document Number | T1017658 |
|---|---|
| Date | Nov 19, 2019 |
| Instrument | T1017658 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 18, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 11, 2017 |
| Property Address | 4435 W 6TH ST, DULUTH, MN 55807-1431 |
| Document Number | 000T988526 |
| Instrument Date | Aug 11, 2017 |
| Instrument | T988526 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2018 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $676.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4435 W 6TH ST DULUTH MN 558071431, DULUTH, MN 55807-1431 |
| Document Number | T988527 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | T988527 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 10, 2047 |
The 2026 property tax bill for 4435 W 6th St was $3,888 with a homeowner's exemption, up 0.5% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,888.00 (+0.47%) Homeowner's exemption | ||
| 2025 | $3,870.00 (+3.48%) Homeowner's exemption | $322,100 (+7.69%) Land $21,200 Building $300,900 | $322,100 (+7.69%) Land $21,200 Building $300,900 |
| 2024 | $3,740.00 | $299,100 Land $22,600 Building $276,500 | $299,100 Land $22,600 Building $276,500 |
| 2022 | $247,000 Land $20,800 Building $226,200 | $247,000 Land $20,800 Building $226,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4435 W 6th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4435 W 6th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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