4435 Sycamore Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 4435 Sycamore Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 992 sqft · built 1975
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$729,000 (Jan 2025)
Tax Bill	$2,924 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`028-041-003`

Property Details

APN / Parcel Number

Primary APN	`028-041-003`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	992 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Lot Area	22,216 sqft (0.51 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4435 SYCAMORE RD
City	ATASCADERO
State	CA
Zip	93422-3561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFY
Legal Description	CY ATAS ATAS BL H LT 23
Legal Subdivision	ATASCADERO
Legal Block	H
Legal Lot Number	23
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1052
Census Tract	12505

Owner

4435 Sycamore Rd is owned and occupied by two individuals who bought it in January 2025.

Source: San Luis Obispo County records, as of June 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4435 SYCAMORE RD, ATASCADERO, CA 93422-3561
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · VA Mortgage NEST HOME LENDING LLC
May 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 28, 2017	Affidavit of Death, Transfer FIRST AMERICAN TITLE
Jul 28, 2017	Grant Deed, Transfer · VA Mortgage IRON FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2025 · Amount on File
Deed Sale	Jan 31, 2025 · Amount on File
Prior Sale	Jul 28, 2017 · Amount on File
Deed Document Number	20252622
Prior Transfer Date	Apr 19, 2019
Prior Transfer Doc	0000016229
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 1, 2026
Property Address	4435 SYCAMORE RD, ATASCADERO, CA 93422-3561
Document Number	0000017035
Instrument Date	May 21, 2026
Instrument	202617035
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	4435 SYCAMORE RD, ATASCADERO, CA 93422-3561
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017035,
Date	Jun 1, 2026
Instrument	202617035

Lender

Name	NEST HOME LENDING LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 3, 2019
Property Address	4435 SYCAMORE RD, ATASCADERO, CA 93422-3561
Document Number	0000016230
Instrument Date	Apr 19, 2019
Instrument	16230
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7343 EL CAMINO REAL #111 ATASCADERO CA 934224697, 111, ATASCADERO, CA 93422-4697

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 3, 2019
Property Address	4435 SYCAMORE RD, ATASCADERO, CA 93422-3561
Document Number	0000016229
Instrument Date	Apr 19, 2019
Instrument	16229
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7343 EL CAMINO REAL #111 ATASCADERO CA 934224697, 111, ATASCADERO, CA 93422-4697

July 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 28, 2017
Property Address	4435 SYCAMORE RD, ATASCADERO, CA 93422-3561
Document Number	0000033554
Instrument Date	Jun 1, 2017
Instrument	33554
Transaction Type	Transfer
Record Updated	Aug 8, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2755 KLAURINE DR AMMON ID 83401, AMMON, ID 83401

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jul 28, 2017
Property Address	4435 SYCAMORE RD, ATASCADERO, CA 93422-3561
Document Number	0000033555
Map Reference	MB4 PG1
Instrument Date	May 25, 2017
Instrument	2017033555
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4435 SYCAMORE RD, ATASCADERO, CA 93422-3561
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033556
Date	Jul 28, 2017
Instrument	2017033556

Lender

Name	IRON FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4435 Sycamore Rd was $2,924.

Source: San Luis Obispo County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,924.00	$256,006 Land $170,671 Building $85,335
2023	$5,950.00 (+0.57%)	$246,067 Land $164,045 Building $82,022
2022	$5,916.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4435 Sycamore Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4435 Sycamore Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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