Santa Cruz County property record for 4435 Ranchero Dr, Soquel, CA 95073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,524 sqft · built 1967 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $731,500 (Apr 2014) |
| Tax Bill | $11,904 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-212-11 |
| Primary APN | 102-212-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,524 sqft Living Area |
| Gross Area | 1,914 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4435 RANCHERO DR |
|---|---|
| City | SOQUEL |
| State | CA |
| Zip | 95073-2320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-6 |
| Legal Subdivision | SOQUEL HLND UN #2 TR #434 |
| Legal Lot Number | 77 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 121100 |
Source: Santa Cruz County records · APN 102-212-11
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 4435 RANCHERO DR, SOQUEL, CA 95073-2320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| May 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BBVA USA |
| Apr 10, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 11, 2014 · Amount on Record |
| Deed Sale | Apr 11, 2014 · Amount on Record |
| Deed Document Number | 201411335 |
| Last Transfer Date | Mar 29, 2017 |
| Transfer Doc | 0000011795 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 4435 RANCHERO DR, SOQUEL, CA 95073-2320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000016824 |
|---|---|
| Date | May 18, 2020 |
| Instrument | 2020-0016824 |
| Name | BBVA USA |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35296 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 242 Months |
| Due | Jul 01, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 10, 2017 |
| Property Address | 4435 RANCHERO DR, SOQUEL, CA 95073-2320 |
| Document Number | 0000011795 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 11795 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4435 RANCHERO DR SOQUEL CA 950732320, SOQUEL, CA 95073-2320 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $914,654 (+2%) Land $639,570 Building $275,084 | ||
| 2025 | $11,904.00 (+9.9%) | $896,719 (+4.04%) Land $627,029 Building $269,690 | |
| 2023 | $10,832.00 (+1.31%) | $861,899 Land $602,681 Building $259,218 | $996,390 |
| 2022 | $10,692.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
May also be available: Cruzio Internet, Etheric Communications, LLC..
Based on FCC filings for 330 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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