4435 E State St, Rockford, IL 61108 Property Records

Winnebago County property record for 4435 E State St, Rockford, IL 61108

Property Summary

Property Type	Commercial
Details	26,757 sqft · built 1962
Lot Size	1.6 acres (69,696 sqft)
Owner	Company Name on File
Last Sale	$575,000 (Jan 2021)
Tax Bill	$48,741 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`173B135`

Property Details

APN / Parcel Number

Primary APN	`173B135`
Alternative APN	`1229129008`

Interior

Stories	1 Story
Building Area	26,757 sqft Gross Area
1st Floor Area	26,757 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Wood
Construction Type	Frame
Lot Area	69,696 sqft
View / Lot	Traffic

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4435 E STATE ST
City	ROCKFORD
State	IL
Zip	61108-2114
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C2
Legal Description	BEGN AT PT IN SLY LN U S 20 160 FT WLYMEAS ALG SLY LN U S 20 FROM A PT 60 FT W OF E LN N W 1/4 + 50 FT
Legal Block	2
Legal Lot Number	44
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROCKFORD
Census Block Group	1
Census Block	1001
Census Tract	1500

Owner

4435 E State St, a commercial property, is owned by a company that bought it in January 2021.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	4435 E STATE ST, ROCKFORD, IL 61108-2114
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS BANK & TRUST
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2021 · Amount on File
Deed Sale	Jan 8, 2021 · Amount on File
Prior Sale	Dec 15, 1998 · Amount on File
Deed Document Number	2021830
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	4435 E STATE ST, ROCKFORD, IL 61108-2114
Transaction Type	Mortgage
Record Updated	Aug 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023640
Date	Jul 7, 2021
Instrument	2123640

Lender

Name	ILLINOIS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 8, 2021
Property Address	4435 E STATE ST, ROCKFORD, IL 61108-2114
Document Number	0000000830
Map Reference	BK 1038 PG 113
Instrument Date	Dec 17, 2020
Instrument	2100830
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 W STATE ST STE 300, 300, ROCKFORD, IL 61101-1199

Mortgage

Document Number	0000000831
Date	Jan 8, 2021
Instrument	2100831

Lender

Name	ILLINOIS BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	4.1%

Tax Assessment & Valuation

The 2025 property tax bill for 4435 E State St was $48,741, down 8.6% from the year before.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Rockford Township
Municipality	Rockford City
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$48,741.00 (-8.64%)	$552,058 (-1.94%) Land $186,058 Building $366,000	$1,656,174 (-1.94%) Land $558,174 Building $1,098,000
2024	$53,351.00	$562,990 Land $166,974 Building $396,016	$1,688,970 Land $500,922 Building $1,188,048
2022		$221,092 Land $131,596 Building $89,496	$663,276 Land $394,788 Building $268,488

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4435 E State St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–2024)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jul 2024 · Severe Storms, Tornadoes, Straight-line Winds, And Floodng

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4435 E State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKFORD serves 147,051 people · EPA ID IL2010300
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless in parts of the area	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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