4435 E Bernice St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4435 E Bernice St, Gilbert, AZ 85295 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms3 Baths
Year BuiltBuilt 2020
Square Footage1,962 sqft Living Area
Lot Size6,000 sqft (0.137 acres)
OccupancyOwner Occupied
Last Sale$615,000 (2022)
Tax Bill$2,100.00 (2025)

Property Details

APN / Parcel Number

Primary APN313-21-229

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area1,962 sqft Living Area
1st Floor1,962 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2020
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Lot Area6,000 sqft (0.137 acres)
Parking Spaces2 Parking Spaces
Patio Area145 sqft Patio

Utilities and HVAC

Cooling SystemRefrigerator Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address4435 E BERNICE ST
CityGILBERT
StateAZ
Zip85295-0062
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOOLEY STATION PARCELS 10 AND 17 PHASE 1 MCR 1231-34
Legal Range06E
Legal Township01S
Legal Section36
Legal SubdivisionCOOLEY STATION PARCELS 10 AND 17 PHASE 1
Legal Phase1
Legal Lot Number130
JurisdictionMARICOPA AZ
Minor Civil DivisionCHANDLER
Census Blockgroup1
Census Block1002
Census Tract815601

Owner

Source: Maricopa County records · APN 313-21-229

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4435 E BERNICE ST, GILBERT, AZ 85295-0062
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 10, 2022Intrafamily Transfer, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Feb 10, 2022Warranty Deed, Transfer · Conventional Mortgage
V I P MORTGAGE INC
May 22, 2020Special Warranty Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
ON Q FINANCIAL INC
May 22, 2020Grant Deed, Construction Loan
SECURITY TITLE COMPANY, SECURITY TITLE AGENCY
May 31, 2019Grant Deed, Construction Loan · Line of Credit
M & T BK
Nov 09, 2018Loan Modification, Mortgage
M&T BK
Dec 28, 2017Loan Modification, Mortgage
M&T BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 10, 2022 · Amount on Record
Deed SaleFeb 10, 2022 · Amount on Record
Prior SaleFeb 10, 2022 · Amount on Record
Deed Doc Number20220124134
Record RefreshedJun 08, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateFeb 10, 2022
Property Address4435 E BERNICE ST, GILBERT, AZ 85295-0062
Document Number0000124135
Map ReferenceMB 1231 PG 34
Instrument DateJan 31, 2022
Instrument20220124135
Transaction TypeTransfer
Record UpdatedMar 05, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4435 E BERNICE ST, GILBERT, AZ 85295-0062

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateFeb 10, 2022
Property Address4435 E BERNICE ST, GILBERT, AZ 85295-0062
Document Number0000124134
Map ReferenceMB 1231 PG 34
Instrument DateJan 11, 2022
Instrument20220124134
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4500 E RAY RD # RD2171, RD2171, GILBERT, AZ 85296-0671

Transferred To (Grantee/Buyer)

NameVerified Name
Address4435 E BERNICE ST, GILBERT, AZ 85295-0062

Mortgage

Document Number0000124136
DateFeb 10, 2022
Instrument20220124136
Lender
NameV I P MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

May 2020: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARICOPA AZ
Recording DateMay 22, 2020
Property Address4435 E BERNICE ST, GILBERT, AZ 85295-0062
Document Number0000443311
Map ReferenceMB 1231 PG 34
Instrument DateMay 21, 2020
Instrument20200443311
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 21, 2021
Title CompanySECURITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFrom Affidavit or Verified
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9140 S KYRENE RD # RD202, 9140, TEMPE, AZ 85284-2920

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address4435 E BERNICE ST, GILBERT, AZ 85295-0062

Mortgage

Document Number0000443312
DateMay 22, 2020
Instrument20200443312
Lender
NameON Q FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2050

Mortgage

Document Number0000443313
DateMay 22, 2020
Instrument20200443313
Lender
NameARIZONA INDUSTRIAL DEVELOPMENT AUTHORIT
TypeNon-Lending Institution
AddressPARADISE VALLEY, AZ 85253
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded

May 2020: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionMARICOPA AZ
Recording DateMay 22, 2020
Property Address4435 E BERNICE ST, GILBERT, AZ 85295-0062
Document Number0000443310
Instrument DateMay 21, 2020
Instrument443310
Transaction TypeConstruction Loan
Record UpdatedJun 02, 2020
Title CompanySECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$199.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9140 S KYRENE RD #202 TEMPE AZ 852842929, 202, TEMPE, AZ 85284-2929

May 2019: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionMARICOPA AZ
Recording DateMay 31, 2019
Property Address4435 E BERNICE ST, GILBERT, AZ 85295-0062
Instrument DateMay 24, 2019
Instrument404246
Transaction TypeConstruction Loan
Record UpdatedJun 11, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9140 S KYRENE RD #202 TEMPE AZ 852842929, 202, TEMPE, AZ 85284-2929

Mortgage

Document Number0000404246
DateMay 31, 2019
Instrument404246
Lender
NameM & T BK
Address1630 S STAPLEY DR # 106, MESA, AZ 85204-6658
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueMay 30, 2022
Interest
Rate TypeAdjustable Rate

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMARICOPA AZ
Recording DateNov 09, 2018
Property Address4435 E BERNICE ST, GILBERT, AZ 85295-0062
Instrument DateNov 08, 2018
Instrument838593
Transaction TypeMortgage
Record UpdatedNov 16, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9140 S KYRENE RD #202 TEMPE AZ 852842929, 202, TEMPE, AZ 85284-2929

Mortgage

Document Number0000838593
DateNov 09, 2018
Instrument838593
Lender
NameM&T BK
TypeBank
Address1630 S STAPLEY DR # 106, MESA, AZ 85204-6658
Agreement
AmountAmount Recorded

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMARICOPA AZ
Recording DateDec 28, 2017
Property Address4435 E BERNICE ST, GILBERT, AZ 85295-0062
Instrument DateDec 15, 2017
Instrument963115
Transaction TypeMortgage
Record UpdatedJan 08, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address9140 S KYRENE RD #202 TEMPE AZ 852842929, 202, TEMPE, AZ 85284-2929

Mortgage

Document Number0000963115
DateDec 28, 2017
Instrument963115
Lender
NameM&T BK
TypeBank
Address1630 S STAPLEY DR # 106, MESA, AZ 85204-6658
Agreement
AmountAmount Recorded
Term36 Months
DueDec 27, 2020

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$52,730 (-0.83%)$527,300 (-0.83%) Land $105,400 Building $421,900
2025$2,100.00 (-6.67%)
2024$53,170$531,700 Land $106,300 Building $425,400
2023$2,250.00

Flood & Wildfire

4435 E Bernice St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Maricopa County (04013C), updated October 2, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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