4435 Clifford Rd, Cincinnati, OH 45236 Property Records

Hamilton County property record for 4435 Clifford Rd, Cincinnati, OH 45236

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,677 sqft · built 1947
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$271,000 (Aug 2022)
Tax Bill$6,922 (2025)
Deeds & MortgagesAug 2022 Sale & Second Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN609-0015-0241-00

Property Details

APN / Parcel Number

Primary APN609-0015-0241-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,677 sqft Living Area
1st Floor Area921 sqft
2nd Floor Area756 sqft
Upper Floors Area756 sqft
Basement Area921 sqft

Exterior

Year BuiltBuilt 1947
Architectural StyleConventional
Exterior MaterialBrick
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions161 ft deep x 48 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
Patio Area280 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4435 CLIFFORD RD
CityCINCINNATI
StateOH
Zip45236-3114
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLIFFORD RD 48 X 161.14 PT LOT 122-123 CONCORD PKSUB
Legal SubdivisionCONCORD PARK SUB
Legal Lot Number122-123 123
JurisdictionHAMILTON OH
Township / Civil DivisionDEER PARK
Census Block Group1
Census Block1006
Census Tract23702

Owner

4435 Clifford Rd is owned and occupied by an individual who bought it in August 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of RecordIndividual Name on File
Mailing Address4435 CLIFFORD RD, CINCINNATI, OH 45236-3114
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2022Warranty Deed, Transfer · Stand-Alone Second Mortgage
UNION SAVINGS BANK
Sep 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUNTINGTON NAT'L BK
Mar 30, 2017Survivorship Deed, Transfer · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 26, 2022 · Amount on File
Deed SaleAug 26, 2022 · Amount on File
Prior SaleMar 30, 2017 · Amount on File
Deed Document Number0000082520
Deed Book / Page14739 / 513
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 26, 2022
Property Address4435 CLIFFORD RD, CINCINNATI, OH 45236-3114
Document Number0000082520
Book / Page14739 / 513
Map ReferenceMB 31 PG 10
Instrument DateAug 17, 2022
Instrument2022-0082520
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$813.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4435 CLIFFORD RD, CINCINNATI, OH 45236-3114
InvestorPossibly a Property Investor

Mortgage

Document Number0000082521
DateAug 26, 2022
Instrument2022-0082521
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term181 Months
DueSep 1, 2037

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4435 CLIFFORD RD, CINCINNATI, OH 45236-3114
Document Number0000093176
Instrument DateSep 5, 2020
Transaction TypeMortgage
Record UpdatedNov 2, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4435 CLIFFORD RD CINCINNATI OH 452363114, CINCINNATI, OH 45236-3114

Mortgage

Document Number0000093176
DateSep 14, 2020
Book Page014252/003871
Instrument93176
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 13, 2050

March 2017: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionHAMILTON OH
Recording DateMar 30, 2017
Property Address4435 CLIFFORD RD, CINCINNATI, OH 45236-3114
Document Number0000008014
Map ReferencePB 31 PG 10
Instrument DateMar 27, 2017
Instrument17-0028014
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyAMERICAN HOMELAND TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$471.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4435 CLIFFORD RD, CINCINNATI, OH 45236-3114

Mortgage

Document Number0000008015
DateMar 30, 2017
Instrument17-0028015
Lender
NameAMERISAVE MORTGAGE CORP
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4435 Clifford Rd was $6,922, up 19.5% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityDeer Park City
Unified School DistrictDeer Park Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,922.00 (+19.49%)$94,850 (-) Land $13,244 Building $81,606
2024$5,793.00 (-1.93%)$94,850 (-) Land $13,244 Building $81,606
2023$5,907.00 (+16.67%)$94,850 (+51.41%) Land $13,244 Building $81,606$271,000 Land $37,840 Building $233,160
2022$5,063.00 Homeowner's exemption$62,644 Land $11,169 Building $51,475
2020$178,980 Land $31,910 Building $147,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4435 Clifford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4435 Clifford Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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