4435 Clearwater Dr E, Maumee, OH 43537 Property Records

Lucas County property record for 4435 Clearwater Dr E, Maumee, OH 43537

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,941 sqft · built 2000
Lot Size	0.23 acres (10,058 sqft)
Owner	Individual Name on File
Last Sale	$233,500 (Sep 2025)
Tax Bill	$4,777 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-87740`

Property Details

APN / Parcel Number

Primary APN	`38-87740`
Alternative APN	`23094007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,941 sqft Living Area
1st Floor Area	1,941 sqft

Exterior

Year Built	Built 2000
Architectural Style	Row End or Row Middle
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	10,058 sqft (0.23 acres)
Lot Width	56 ft Width
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4435 CLEARWATER DR E
City	MAUMEE
State	OH
Zip	43537-9125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	17-R1
Legal Description	CLEARWATER PLAT ONE LOT 7
Legal Subdivision	CLEARWATER
Legal Tract	90
Legal Lot Number	7
Jurisdiction	LUCAS OH
Township / Civil Division	MONCLOVA
Census Block Group	1
Census Block	1013
Census Tract	9002

Owner

4435 Clearwater Dr E is owned and occupied by an individual who bought it in September 2025.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	4435 CLEARWATER DR E, MAUMEE, OH 43537-9125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2025 · Amount on File
Deed Sale	Sep 11, 2025 · Amount on File
Prior Sale	Oct 18, 2006 · Amount on File
Deed Document Number	202509110032603
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUCAS OH
Recording Date	Sep 11, 2025
Property Address	4435 CLEARWATER DR E, MAUMEE, OH 43537-9125
Document Number	0000032603
Map Reference	VOL 146 PG 49
Instrument Date	Aug 22, 2025
Instrument	202509110032603
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4435 CLEARWATER DR E, MAUMEE, OH 43537-9125

Mortgage

Document Number	0000032604
Date	Sep 11, 2025
Instrument	202509110032604

Lender

Name	BUCKEYE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Sep 1, 2030
Change Frequency	5 Years
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	5-Year TN
Max Rate	12.8%

Tax Assessment & Valuation

The 2025 property tax bill for 4435 Clearwater Dr E was $4,777 with a homeowner's exemption, up 12.1% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Monclova Township
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,777.00 (+12.11%) Homeowner's exemption	$96,005 (-) Land $22,890 Building $73,115
2024	$4,261.00 (-0.7%) Homeowner's exemption	$96,005 (+17.98%) Land $22,890 Building $73,115	$274,300 Land $65,400 Building $208,900
2023	$4,291.00 (-0.83%) Homeowner's exemption	$81,375 (-) Land $19,040 Building $62,335
2022	$4,327.00 Homeowner's exemption	$81,375 Land $19,040 Building $62,335
2021			$232,500 Land $54,400 Building $178,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4435 Clearwater Dr E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4435 Clearwater Dr E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 389 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Amplex Wireless.

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