4435 Cape Cod Cir, Bowie, MD 20720 Property Records

Prince George's County property record for 4435 Cape Cod Cir, Bowie, MD 20720

Property Summary

Property TypeTownhouse
Details3 ba · 1,320 sqft · built 1986
Lot Size0.041 acres (1,819 sqft)
OwnerIndividual Name on Record
Last Sale$242,000 (Aug 2018)
Tax Bill$2,924 (2023)
Deeds & MortgagesJan 2020 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-1479062

Property Details

APN / Parcel Number

Primary APN13-1479062
Alternative APN
  • 1479062

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,320 sqft Total Area
1st Floor Area660 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Architectural StyleTownhouse
Exterior MaterialWood
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area1,819 sqft (0.041 acres)
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number1479062
Street Address4435 CAPE COD CIR
CityBOWIE
StateMD
Zip20720-3582
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRSFA
Legal DescriptionLOTTSFORD
Legal SubdivisionLOTTSFORD CMNTY 2
Legal BlockA
Legal Lot Number51
JurisdictionPRINCE GEORGE'S MD
Township / Civil Division13, KENT
Census Block Group2
Census Block2000
Census Tract803516

Owner

Source: Prince George's County records, as of October 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4435 CAPE COD CIR, BOWIE, MD 20720-3582
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Aug 3, 2018Deed, Transfer · FHA Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2018 · Amount on Record
Deed SaleAug 3, 2018 · Amount on Record
Prior SaleDec 16, 1993 · Amount on Record
Deed Document Number0004119539
Deed Book / Page41195 / 39
Record UpdatedJun 7, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPRINCE GEORGE'S MD
Property Address4435 CAPE COD CIR, BOWIE, MD 20720-3582
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0430720269
DateJan 21, 2020
Book Page43072/269
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionPRINCE GEORGE'S MD
Recording DateAug 3, 2018
Property Address4435 CAPE COD CIR, BOWIE, MD 20720-3582
Document Number0411950039
Book / Page41195 / 039
Map ReferenceMB NLP197 PL82
Instrument DateJul 31, 2018
Transaction TypeTransfer
Record UpdatedAug 20, 2021
Title CompanyFEDERAL TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,993.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4435 CAPE COD CIR, BOWIE, MD 20720-3582

Mortgage

Document Number0411950045
DateAug 3, 2018
Book Page41195/045
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
AddressSANTA ANA, CA 92707
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Prince George's County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyPrince George's County
Unified School DistrictPrince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,924.00$263,000 Land $60,000 Building $203,000$263,000 Land $60,000 Building $203,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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