4434 Palm Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 4434 Palm Dr, Punta Gorda, FL 33950

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,390 sqft · built 1983
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Company Names on Record
Last Sale	$362,000 (Dec 2021)
Tax Bill	$5,925 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-23-19-180-007`

Property Details

APN / Parcel Number

Primary APN	`41-23-19-180-007`
Alternative APNs	`0096114-000000-1` `10004706907`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,390 sqft Living Area
Gross Area	2,146 sqft

Exterior

Year Built	Built 1983
Architectural Style	Other
Exterior Material	Shingles
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	504 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	184 sqft
Porch	Enclosed/Chattahoochee Porch
Porch Area	252 sqft
Loading Dock	638 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004706907
Old Parcel Number	00961140000001
Street Address	4434 PALM DR
City	PUNTA GORDA
State	FL
Zip	33950-7336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	RIO 000 000A 0015 RIO VILLA BLK A LT 15 107/724 243/477 569/1425 620/856 713/1976 1328/754 1418/1660
Legal Range	23E
Legal Township	41S
Legal Section	19
Legal Subdivision	RIO VILLA
Legal Block	A
Legal Lot Number	15
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	3
Census Block	3009
Census Tract	10301

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	2142 VIRGINIA LEE CIR, BROOKSVILLE, FL 34602-6259
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	Aug 25, 2008 · Amount on Record
Deed Document Number	3037040
Deed Book / Page	4897 / 974
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 21, 2021
Property Address	4434 PALM DR, PUNTA GORDA, FL 33950-7336
Document Number	0048970974
Book / Page	4897 / 974
Map Reference	MB 3 PG 3
Instrument Date	Dec 15, 2021
Instrument	3037040
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	HOMELAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,534.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3941 TAMIAMI TRL UNIT 3157, 3941, PUNTA GORDA, FL 33950-7925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2142 VIRGINIA LEE CIR, BROOKSVILLE, FL 34602-6259

Mortgage

Document Number	0004897975
Date	Dec 21, 2021
Instrument	4897/975

Lender

Name	ELLEN HOLLLNGSWORTH
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	180 Months
Due	Dec 15, 2036

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,925.00 (-11.36%)	$392,795 (+7.38%)	$369,077 (+18.98%) Land $158,700 Building $210,377
2023	$6,684.00 (+10.92%)	$365,803 (+1%)	$310,202 (-6.72%) Land $144,900 Building $165,302
2022	$6,026.00	$332,548 Land $105,570 Building $226,978	$332,548 Land $105,570 Building $226,978

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 345 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	345 in force
Nearby Flood Claims	289 (1982–2025)
Most Recent Claim	Oct 2025
Claims by Event	Hurricane Milton, Oct 2024 · 101 claims Hurricane Helene, Sep 2024 · 106 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 31 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20