4434 E Cortez St, Phoenix, AZ 85028 Property Records

Maricopa County property record for 4434 E Cortez St, Phoenix, AZ 85028

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,220 sqft · built 1981
Lot Size	0.201 acres (8,770 sqft)
Owner	Company Name on Record
Last Sale	$604,000 (Sep 2019)
Tax Bill	$2,939 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Line of Credit + 6 more
Flood Zone	Zone X (moderate risk)
APN	`167-45-121`

Property Details

APN / Parcel Number

Primary APN	`167-45-121`
Alternative APN	`167451214`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,220 sqft Living Area
Gross Area	2,600 sqft
1st Floor Area	2,220 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	8,770 sqft (0.201 acres)
View / Lot	Golf Course
Parking Spaces	2 Parking Spaces
Pool Area	525 sqft
Porch	Slab
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4434 E CORTEZ ST
City	PHOENIX
State	AZ
Zip	85028-2315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD-MD
Legal Description	VILLAGE FAIRWAYS MCR 221-47
Legal Range	4E
Legal Township	3N
Legal Section	19
Legal Subdivision	VILLAGE FAIRWAYS
Legal Lot Number	120
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3000
Census Tract	103208

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4434 E CORTEZ ST, PHOENIX, AZ 85028-2315
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jan 14, 2022	Intrafamily Transfer, Transfer · Line of Credit ALLIANT CU
Dec 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 13, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Oct 7, 2021	Intrafamily Transfer, Transfer
Oct 2, 2019	Deed of Trust, Mortgage · Line of Credit TRUWEST CU
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 4, 2019	Warranty Deed, Transfer · Conventional Mortgage NEXBANK SSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2019 · Amount on Record
Deed Sale	Sep 4, 2019 · Amount on Record
Prior Sale	Apr 27, 2016 · Amount on Record
Deed Document Number	2019688196
Last Transfer Date	Jan 10, 2022
Transfer Doc	0000044552
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 14, 2022
Property Address	4434 E CORTEZ ST, PHOENIX, AZ 85028-2315
Document Number	0000044552
Map Reference	MB 221 PG 47
Instrument Date	Jan 10, 2022
Instrument	20220044552
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4434 E CORTEZ ST, PHOENIX, AZ 85028-2315

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 14, 2022
Property Address	4434 E CORTEZ ST, PHOENIX, AZ 85028-2315
Document Number	0000044550
Map Reference	MB 221 PG 47
Instrument Date	Jan 10, 2022
Instrument	20220044550
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGCY UNINSURED

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4434 E CORTEZ ST, PHOENIX, AZ 85028-2315

Mortgage

Document Number	0000044551
Date	Jan 14, 2022
Instrument	20220044551

Lender

Name	ALLIANT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 13, 2021
Property Address	4434 E CORTEZ ST, PHOENIX, AZ 85028-2315
Document Number	0001315165
Map Reference	MB 221 PG 47
Instrument Date	Nov 17, 2021
Instrument	20211315165
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4434 E CORTEZ ST, PHOENIX, AZ 85028-2315

Mortgage

Document Number	0001315166
Date	Dec 13, 2021
Instrument	20211315166

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2047

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 13, 2021
Property Address	4434 E CORTEZ ST, PHOENIX, AZ 85028-2315
Document Number	0001315167
Map Reference	MB 221 PG 47
Instrument Date	Nov 17, 2021
Instrument	20211315167
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4434 E CORTEZ ST, PHOENIX, AZ 85028-2315

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 7, 2021
Property Address	4434 E CORTEZ ST, PHOENIX, AZ 85028-2315
Document Number	0001083324
Map Reference	MB 221 PG 47
Instrument Date	Oct 4, 2021
Instrument	20211083324
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4434 E CORTEZ ST, PHOENIX, AZ 85028-2315

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4434 E CORTEZ ST, PHOENIX, AZ 85028-2315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000784204
Date	Oct 2, 2019
Instrument	20190784204

Lender

Name	TRUWEST CU
Type	Credit Union
Address	TEMPE, AZ 85281

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4434 E CORTEZ ST, PHOENIX, AZ 85028-2315
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4434 E CORTEZ ST, PHOENIX, AZ 85028-2315

Mortgage

Document Number	0000788010
Date	Aug 26, 2020
Instrument	20200788010

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2045

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 4, 2019
Property Address	4434 E CORTEZ ST, PHOENIX, AZ 85028-2315
Document Number	0000688196
Instrument Date	Aug 27, 2019
Instrument	688196
Transaction Type	Transfer
Record Updated	Sep 13, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$604.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4434 E CORTEZ ST PHOENIX AZ 850282315, PHOENIX, AZ 85028-2315

Mortgage

Document Number	688197
Date	Sep 4, 2019
Instrument	688197

Lender

Name	NEXBANK SSB
Type	Federal Savings Bank
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Scottsdale Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,970 (+71.7%)	$709,700 (-3.42%) Land $141,900 Building $567,800
2025	$2,939.00 (+7.85%)	$41,334 (-47.22%)	$734,800 (-6.18%) Land $146,900 Building $587,900
2024		$78,320	$783,200 Land $156,600 Building $626,600
2023	$2,725.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 99.2% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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