44338 Rail Rd, Laporte, MN 56461 Property Records

Hubbard County property record for 44338 Rail Rd, Laporte, MN 56461

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 2,590 sqft · built 1920
Lot Size	2.07 acres (90,169 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Aug 2026)
Tax Bill	$1,642 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Aug 2024 Mortgage + 2 more
APN	`09.12.01500`

Property Details

APN / Parcel Number

Primary APN	`09.12.01500`
Alternative APNs	`103518` `59340`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	2,590 sqft Living Area
1st Floor Area	1,786 sqft
Flooring	Laminate Plank
Interior Walls	Plywood

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1990
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	90,169 sqft (2.07 acres)
Garage Area	1,120 sqft
Parking Spaces	4 Parking Spaces
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	103518
Street Address	44338 RAIL RD
City	LAPORTE
State	MN
Zip	56461-4269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-144 RANGE-033 2.07 AC P/O NE1/4 OF SE1/4 FR NW C OR WARREN'S 1ST ADD TO GUTHRIE NE91 NW300 NE300 SE300 SW300 TO P
Legal Range	33
Legal Township	144
Legal Section	12
Jurisdiction	HUBBARD MN
Township / Civil Division	GUTHRIE
Census Block Group	4
Census Block	4090
Census Tract	70100

Owner

44338 Rail Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Hubbard County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	44338 RAIL RD, LAPORTE, MN 56461-4269
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Aug 26, 2024	Warranty Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
Oct 4, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANK FORWARD
Oct 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK FORWARD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2026 · Amount on File
Deed Sale	Aug 24, 2026 · Amount on File
Prior Sale	Aug 26, 2024 · Amount on File
Deed Document Number	2026448148
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Aug 24, 2026
Property Address	44338 RAIL RD, LAPORTE, MN 56461-4269
Document Number	0000448148
Instrument Date	Aug 18, 2026
Instrument	2026448148
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	LAWYERS TITLE SERVICES LLC, LAWYERS TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$104,989.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	44338 RAIL RD, LAPORTE, MN 56461-4269
Investor	Possibly a Property Investor

Mortgage

Document Number	0000448151,
Date	Aug 24, 2026
Instrument	2026448151

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HUBBARD MN
Recording Date	Aug 26, 2024
Property Address	44338 RAIL RD, LAPORTE, MN 56461-4269
Document Number	A000436580
Instrument Date	Jul 26, 2024
Instrument	A000436580
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	44338 RAIL RD, LAPORTE, MN 56461-4269

Mortgage

Document Number	A000436582
Date	Aug 26, 2024
Instrument	A000436582

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2054

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	44338 RAIL RD, LAPORTE, MN 56461-4269
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000426632
Date	Oct 4, 2022
Instrument	A000426632

Lender

Name	BANK FORWARD

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Nov 1, 2027

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUBBARD MN
Property Address	44338 RAIL RD, LAPORTE, MN 56461-4269
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000419742
Date	Oct 4, 2021
Instrument	A000419742

Lender

Name	BANK FORWARD

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 44338 Rail Rd was $1,642 with a homeowner's exemption.

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hubbard County
County Subdivision	Guthrie Township
Unified School District	Bemidji Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,642.00 Homeowner's exemption
2025	$1,642.00 Homeowner's exemption	$235,400 (+17.17%) Land $37,600 Building $197,800	$235,400 (+17.17%) Land $37,600 Building $197,800
2024		$200,900 Land $35,500 Building $165,400	$200,900 Land $35,500 Building $165,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 44338 Rail Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 44338 Rail Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rail Rd

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