4433 Chapel Rd, Graham, TX 76450 Property Records

Palo Pinto County property record for 4433 Chapel Rd, Graham, TX 76450

Property Summary

Property Type	Single Family Home
Details	2,688 sqft · built 2021
Lot Size	0.732 acres (31,886 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,949 (2025)
Deeds & Mortgages	May 2019 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R000022992`

Property Details

APN / Parcel Number

Primary APN	`R000022992`
Alternative APN	`189550000`

Interior

Building Area	2,688 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	31,886 sqft (0.732 acres)
Porch	Porch
Porch Area	606 sqft

Location & Zoning

Account Number	R000022992
Street Address	4433 CHAPEL RD
City	GRAHAM
State	TX
Zip	76450-5810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PK LAKE 18-3-1 AREA 6-I LOT 4W (FEE SIMPLE .671 AC & FERC .061 AC) G#P0500-00-060I0-004-0W-0
Legal Subdivision	PK LAKE 18-3-1 AREA 6-I
Legal Tract	18-3-1
Legal Lot Number	4W
Jurisdiction	PALO PINTO TX
Township / Civil Division	GRAFORD
Census Block Group	1
Census Block	1026
Census Tract	100

Owner

Source: Palo Pinto County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24502 BIRDIE RDG, SAN ANTONIO, TX 78260-7822
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
May 10, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK NA
Nov 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK NA
May 3, 2019	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST FINANCIAL BANK NA
May 3, 2018	Vendor's Lien, Transfer · Conventional Mortgage PRIMEWEST MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2026
Deed Sale	Feb 17, 2026
Prior Sale	May 3, 2019 · Amount on Record
Deed Document Number	2026797
Deed Book / Page	2630 / 509
Prior Transfer Date	Oct 5, 2023
Prior Transfer Doc	0002519/87
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	4433 CHAPEL RD, GRAHAM, TX 76450-5810
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02269/0447
Date	May 10, 2019
Book Page	2269/0447
Instrument	2019-00002071

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ABILENE, TX 79604

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 5, 2034

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO PINTO TX
Property Address	4433 CHAPEL RD, GRAHAM, TX 76450-5810
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2345/827
Date	Nov 18, 2020
Book Page	2345/827
Instrument	2020-00006602

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ABILENE, TX 79606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2035

May 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	May 3, 2019
Property Address	4433 CHAPEL RD, GRAHAM, TX 76450-5810
Document Number	2268/0771
Book / Page	2268 / 0771
Map Reference	VOL 180 PG 524
Instrument Date	Apr 30, 2019
Instrument	2019-00001972
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1003, DENVER CITY, TX 79323-1003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6935 COUNTY ROAD 110, CLYDE, TX 79510-4964

Mortgage

Document Number	201900001973
Date	May 3, 2019
Instrument	2019-00001973

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 5, 2034

May 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	PALO PINTO TX
Recording Date	May 3, 2018
Property Address	4433 CHAPEL RD, GRAHAM, TX 76450-5810
Document Number	2225/0627
Book / Page	2225 / 0627
Map Reference	VOL 180 PG 524
Instrument Date	May 2, 2018
Instrument	2018-00001973
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	NOT AVAILABLE, BRAZOS TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1630 SW RAILROAD ST, 1630, LAWTON, OK 73501-8526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1003, DENVER CITY, TX 79323-1003

Mortgage

Document Number	201800001974
Date	May 3, 2018
Instrument	2018-00001974

Lender

Name	PRIMEWEST MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2033

Tax Assessment & Valuation

Source: Palo Pinto County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Palo Pinto County
Unified School District	Graford Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,949.00 (-4.78%)	$720,910 (+15.44%) Land $271,030 Building $449,880	$720,910 (+15.44%) Land $271,030 Building $449,880
2024	$10,448.00 (+13.37%)
2023	$9,216.00 (-4.24%)	$624,510 Land $271,030 Building $353,480	$624,510 Land $271,030 Building $353,480
2022	$9,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	3 (2010–2018)
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POSSUM KINGDOM WSC serves 8,583 people · EPA ID TX1820076
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
New Source Broadband Fixed Wireless	100 / 50
Nextlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

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