4432 Vine St, Cincinnati, OH 45217 Property Records

Hamilton County property record for 4432 Vine St, Cincinnati, OH 45217

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 2,566 sqft · built 1914
Lot Size0.142 acres (6,186 sqft)
Owner2 Individual Names on File
Tax Bill$3,783 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN582-0013-0081-00

Property Details

APN / Parcel Number

Primary APN582-0013-0081-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,566 sqft Living Area
1st Floor Area1,116 sqft
2nd Floor Area980 sqft
AtticAttic
Attic Area470 sqft
Basement Area1,204 sqft

Exterior

Year BuiltBuilt 1914
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area6,186 sqft (0.142 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area224 sqft
Patio Area340 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Street Address4432 VINE ST
CityCINCINNATI
StateOH
Zip45217-1643
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4432 VINE ST 50 X 130 FT LOT 25 PT 26 RESUB PT LOT25
Legal SubdivisionSCHROEDERS ADD/STBERNARD
Legal Lot Number25
JurisdictionHAMILTON OH
Township / Civil DivisionST. BERNARD
Census Block Group5
Census Block5006
Census Tract25800

Owner

4432 Vine St is owned and occupied by two individuals who acquired it in January 1990.

Source: Hamilton County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address4432 VINE ST, CINCINNATI, OH 45217-1643
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 1, 1990
Deed SaleJan 1, 1990
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4432 VINE ST, CINCINNATI, OH 45217-1643
Document Number0000101877
Instrument DateOct 20, 2017
Transaction TypeMortgage
Record UpdatedMar 12, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4432 VINE ST CINCINNATI OH 452171643, CINCINNATI, OH 45217-1643

Mortgage

Document Number0000101877
DateNov 6, 2017
Book Page013539/002299
Instrument101877
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueNov 5, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4432 Vine St was $3,783 with a homeowner's exemption, up 4.2% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalitySt. Bernard Village
Unified School DistrictSt. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,783.00 (+4.19%) Homeowner's exemption$71,705 (-) Land $11,694 Building $60,011
2024$3,631.00 (-5.42%) Homeowner's exemption$71,705 (-) Land $11,694 Building $60,011
2023$3,839.00 (+71.38%) Homeowner's exemption$71,705 (+93.2%) Land $11,694 Building $60,011$204,870 Land $33,410 Building $171,460
2022$2,240.00 Homeowner's exemption$37,115 Land $9,125 Building $27,990
2020$106,040 Land $26,070 Building $79,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4432 Vine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4432 Vine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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