4432 Silver Birch Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4432 Silver Birch Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,284 sqft · built 1985
Lot Size	0.95 acres (4,149 sqft)
Owner	Company Name on Record
Last Sale	$480,000 (Sep 2020)
Tax Bill	$5,767 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Apr 2024 Line of Credit + 6 more
Flood Zone	Zone X (moderate risk)
APN	`158-384-02-00`

Property Details

APN / Parcel Number

Primary APN	`158-384-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,284 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stucco
Roof Material	Tile
Lot Area	4,149 sqft (0.95 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4432 SILVER BIRCH WAY
City	OCEANSIDE
State	CA
Zip	92057-6620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 5 TR 010297
Legal Subdivision	WILLIAMS RANCH
Legal Tract	010297
Legal Block	2
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18520

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4432 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6620
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEXERA HOLDING LLC
Apr 3, 2024	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GROVES CAPITAL INC
Jul 30, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Aug 4, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE CO
Nov 18, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 11, 2020	Grant Deed, Transfer · Conventional with PMI GROVES CAP INC
May 25, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	May 25, 2017 · Amount on Record
Deed Document Number	2020532624
Last Transfer Date	Jul 8, 2021
Transfer Doc	0000554447
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4432 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6620
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6620

Mortgage

Document Number	0000075972
Date	Mar 19, 2026
Instrument	2026-0075972

Lender

Name	NEXERA HOLDING LLC
Type	Mortgage Company
Address	EMERYVILLE, CA 94608

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4432 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6620
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6620

Mortgage

Document Number	0000081593
Date	Apr 3, 2024
Instrument	2024-0081593

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 30, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4432 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6620
Transaction Type	Mortgage
Record Updated	Dec 29, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6620

Mortgage

Document Number	0000858226
Date	Dec 21, 2021
Instrument	2021-0858226

Lender

Name	GROVES CAPITAL INC
Type	Mortgage Company
Address	RANCHO SANTA FE, CA 92091

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4432 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6620
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6620

Mortgage

Document Number	0000542480
Date	Jul 30, 2021
Instrument	2021-0542480

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 4, 2021
Property Address	4432 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6620
Document Number	0000554447
Map Reference	MAP 10297
Instrument Date	Jul 8, 2021
Instrument	2021-0554447
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4432 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6620

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4432 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6620
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000533318
Date	Nov 18, 2019
Instrument	2019-0533318

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 11, 2020
Property Address	4432 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6620
Document Number	0000532624
Instrument Date	Sep 10, 2020
Instrument	532624
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$528.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 SILVER BIRCH WAY OCEANSIDE CA 920576620, OCEANSIDE, CA 92057-6620

Mortgage

Document Number	532625
Date	Sep 11, 2020
Instrument	532625

Lender

Name	GROVES CAP INC
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 25, 2017
Property Address	4432 SILVER BIRCH WAY, OCEANSIDE, CA 92057-6620
Document Number	0000236919
Instrument Date	May 1, 2017
Instrument	236919
Transaction Type	Transfer
Record Updated	Jun 1, 2017
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$456.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 SILVER BIRCH WAY OCEANSIDE CA 920576620, OCEANSIDE, CA 92057-6620

Mortgage

Document Number	236920
Date	May 25, 2017
Instrument	236920

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 24, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$529,953 (+2%) Land $145,954 Building $383,999
2025	$5,767.00 (+1.98%) Homeowner's exemption	$519,563 (+4.04%) Land $143,093 Building $376,470
2024	$5,655.00 (+3.21%)
2023	$5,479.00 (+1.56%) Homeowner's exemption	$499,390 Land $137,538 Building $361,852
2022	$5,395.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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