Highlands County property record for 4432 Sebring Ave, Sebring, FL 33875 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1988 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Jul 2026) |
| Tax Bill | $1,194 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C025805005400080 |
| Primary APN | C025805005400080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 1,286 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 8,625 sqft (0.198 acres) |
| Lot Dimensions | 115 ft deep x 75 ft wide |
| Driveway | Concrete Driveway |
| Driveway Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Florida Room |
|---|---|
| Porch Area | 718 sqft |
| Patio Area | 63 sqft |
| Shed | 1 Shed |
| Shed Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4432 SEBRING AVE |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33875-4833 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEWOOD TERRACE ADD SHEET NO 3 PLAT BK 2-PG 94 N 1/2 OF LOT 8 + ALL LOT 9 BLK 54 |
| Legal Range | 28E |
| Legal Township | 35S |
| Legal Section | 02 |
| Legal Subdivision | LAKEWOOD TERRACE ADD SH 3 |
| Legal Block | 54 |
| Legal Lot Number | 8,9 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 961301 |
Source: Highlands County records · APN C025805005400080
Assessment roll updated December 10, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 307 S BENTSEN PALM DR, 102, MISSION, TX 78572-4852 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jul 09, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 01, 2017 | Warranty Deed, Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2026 · Amount on Record |
| Deed Sale | Jul 09, 2026 · Amount on Record |
| Prior Sale | Aug 01, 2017 · Amount on Record |
| Deed Document Number | 20262320818 |
| Deed Book / Page | 3203 / 1561 |
| Prior Transfer Date | Jun 21, 2002 |
| Prior Transfer Doc | 0001160532 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Jul 09, 2026 |
| Property Address | 4432 SEBRING AVE, SEBRING, FL 33875-4833 |
| Document Number | 0002320818 |
| Book / Page | 3203 / 1561 |
| Instrument Date | Jul 06, 2026 |
| Instrument | 20262320818 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2026 |
| Title Company | HEARTLAND TITLE AGENCY, HEARTLAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155,540.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 307 S BENTSEN PALM DR, 102, PALMVIEW, TX 78572-4852 |
| Document Number | 0002320820, |
|---|---|
| Date | Jul 09, 2026 |
| Instrument | 20262320820 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Aug 01, 2017 |
| Property Address | 4432 SEBRING AVE, SEBRING, FL 33875-4833 |
| Document Number | 0001861179 |
| Book / Page | 2592 / 0218 |
| Map Reference | MB2 PG94 |
| Instrument Date | Jul 21, 2017 |
| Instrument | 1861179 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | EQUITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9040 SW 72ND ST, 9040, MIAMI, FL 33173-3432 |
| Name | Verified Name |
|---|---|
| Address | 4432 SEBRING AVE, SEBRING, FL 33875-4833 |
| Document Number | 0001861180 |
|---|---|
| Date | Aug 01, 2017 |
| Instrument | 1861180 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
| Document Number | 0001861181 |
|---|---|
| Date | Aug 01, 2017 |
| Book Page | 2592/0231 |
| Instrument | 1861181 |
| Name | SECURITY NATIONAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | OLDSMAR, FL 34677 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
Source: Highlands County records · Assessment roll updated December 10, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,194.00 (+3.65%) Homeowner's exemption Disabled Person's exemption | $109,509 (+5.99%) | $178,174 (+2.36%) Land $13,125 Building $165,049 |
| 2024 | $1,152.00 (+3.97%) | ||
| 2023 | $1,108.00 (-2.55%) Homeowner's exemption Disabled Person's exemption | $103,323 (+3%) | $174,062 (+11.29%) Land $11,250 Building $162,812 |
| 2022 | $1,137.00 Homeowner's exemption Disabled Person's exemption | $100,314 | $156,401 Land $6,750 Building $149,651 |
Source: FEMA National Flood Hazard Layer, Highlands County (12055C), updated November 17, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120559613012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 2 (2017–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2022, other causes, Hurricane Ian |
| Wildfire Risk | High above 76% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 262 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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