4432 Ringgold Ln, Plano, TX 75093 Property Records

Collin County property record for 4432 Ringgold Ln, Plano, TX 75093

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,758 sqft · built 1980
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$490,894 (Sep 2026)
Tax Bill$5,170 (2025)
Deeds & MortgagesSep 2026 Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APNR-0401-005-0090-1

Property Details

APN / Parcel Number

Primary APNR-0401-005-0090-1
Alternative APNs
  • 000000204629
  • 204629

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,758 sqft Living Area
Gross Area2,199 sqft
1st Floor Area1,758 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4432 RINGGOLD LN
CityPLANO
StateTX
Zip75093-3767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSFR
Legal DescriptionPRESTON COVE ADDITION PHASE ONE, BLK E, LOT 9
Legal SubdivisionPRESTON COVE ADDITION PHASE ONE (CPL)
Legal BlockE
Legal Lot Number9
JurisdictionCOLLIN TX
Township / Civil DivisionPLANO
Census Block Group3
Census Block3011
Census Tract31655

Owner

4432 Ringgold Ln is owned and occupied by two individuals who bought it in September 2026.

Source: Collin County records, as of September 14, 2026

Owner of Record2 Individual Names on File
Mailing Address4432 RINGGOLD LN, PLANO, TX 75093-3767
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Deed, Transfer · FHA Mortgage
PRIME LENDING
Sep 23, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2026 · Amount on File
Deed SaleSep 1, 2026 · Amount on File
Prior SaleJul 9, 2024 · Amount on File
Deed Document Number2026118798
Prior Transfer DateMar 15, 2013
Prior Transfer Doc0000372120
Record UpdatedOct 29, 2026

September 2026: Deed, Transfer

Document TypeDeed
JurisdictionCOLLIN TX
Recording DateSep 1, 2026
Property Address4432 RINGGOLD LN, PLANO, TX 75093-3767
Document Number0000118798
Instrument DateAug 26, 2026
Instrument2026118798
Transaction TypeTransfer
Record UpdatedSep 11, 2026
Title CompanyLAWYERS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4432 RINGGOLD LN, PLANO, TX 75093-3767

Mortgage

Document Number0000118799,
DateSep 1, 2026
Instrument2026118799
Lender
NamePRIME LENDING
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCOLLIN TX
Recording DateSep 23, 2020
Property Address4432 RINGGOLD LN, PLANO, TX 75093-3767
Document Number0001623600
Instrument DateAug 8, 2020
Instrument1623600
Transaction TypeTransfer
Record UpdatedOct 8, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2224 CARDINAL DR PLANO TX 750231630, PLANO, TX 75023-1630

Tax Assessment & Valuation

The 2025 property tax bill for 4432 Ringgold Ln was $5,170, down 28.9% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyCollin County
MunicipalityPlano City
Unified School DistrictPlano Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,170.00 (-28.93%)$415,047 Land $135,000 Building $280,047$415,047 Land $135,000 Building $280,047
2024$7,275.00
2023$395,241 (+17.5%) Land $115,000 Building $280,241$395,241 (+17.5%) Land $115,000 Building $280,241
2022$6,428.00$336,373 Land $95,000 Building $241,373$336,373 Land $95,000 Building $241,373

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4432 Ringgold Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4432 Ringgold Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PLANO
serves 292,059 people · EPA ID TX0430007
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionJul 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

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