4432 Morse Ct, Napa, CA 94558 Property Records

Napa County property record for 4432 Morse Ct, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,084 sqft · built 2000
Lot Size	0.165 acres (7,181 sqft)
Owner	2 Individual Names on File
Last Sale	$1,575,000 (Jul 2022)
Tax Bill	$19,584 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`036-212-042-000`

Property Details

APN / Parcel Number

Primary APN	`036-212-042-000`
Alternative APNs	`036-212-042` `03621242`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,084 sqft Living Area
Gross Area	3,673 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	7,181 sqft (0.165 acres)
Garage Type	Attached
Garage Area	589 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	036-212-042
Street Address	4432 MORSE CT
City	NAPA
State	CA
Zip	94558-1746
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS10
Legal Subdivision	FREEMAN ESTATES
Legal Lot Number	15,16
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	3
Census Block	3023
Census Tract	201200

Owner

4432 Morse Ct is owned and occupied by two individuals who bought it in July 2022.

Source: Napa County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4432 MORSE CT, NAPA, CA 94558-1746
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Apr 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Apr 20, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2022 · Amount on File
Deed Sale	Jul 12, 2022 · Amount on File
Prior Sale	Jan 12, 2001 · Amount on File
Deed Document Number	202213695
Prior Transfer Date	Nov 21, 2003
Prior Transfer Doc	0000062755
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Jul 12, 2022
Property Address	4432 MORSE CT, NAPA, CA 94558-1746
Document Number	0000013695
Map Reference	MB 21 PG 92-94
Instrument Date	Jul 1, 2022
Instrument	2022-0013695
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4432 MORSE CT, NAPA, CA 94558-1746

Mortgage

Document Number	0000013696
Date	Jul 12, 2022
Instrument	2022-0013696

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.5%
Index	Other
Max Rate	10.5%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	4432 MORSE CT, NAPA, CA 94558-1746
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 MORSE CT, NAPA, CA 94558-1746

Mortgage

Document Number	0000016261
Date	May 10, 2021
Instrument	2021-0016261

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	4432 MORSE CT, NAPA, CA 94558-1746
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007828
Date	Apr 18, 2018
Instrument	2018-0007828

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	4432 MORSE CT, NAPA, CA 94558-1746
Document Number	0000012997
Instrument Date	Apr 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 MORSE CT NAPA CA 945581746, NAPA, CA 94558-1746

Mortgage

Document Number	0000012997
Date	Jun 8, 2017
Instrument	12997

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4432 Morse Ct was $19,584 with a homeowner's exemption, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,584.00 (+2.1%) Homeowner's exemption	$1,671,400 (+2%) Land $752,395 Building $919,005	$1,671,400 Land $752,395 Building $919,005
2025	$19,182.00 Homeowner's exemption	$1,638,629 Land $737,643 Building $900,986
2023	$18,221.00 (+131.44%)	$1,575,000 Land $709,000 Building $866,000
2022	$7,873.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4432 Morse Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	4 (2017–2025)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2025 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Feb 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4432 Morse Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Morse Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures