4432 Mackerel Dr, Sebring, FL 33870 Property Records

Highlands County property record for 4432 Mackerel Dr, Sebring, FL 33870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,007 sqft · built 2005
Lot Size	0.257 acres (11,178 sqft)
Owner	2 Individual Names on File
Last Sale	$117,000 (Jan 2010)
Tax Bill	$1,220 (2025)
Deeds & Mortgages	Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`C104806100400190`

Property Details

APN / Parcel Number

Primary APN	`C104806100400190`
Alternative APN	`C-10-34-28-061-0040-0190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,007 sqft Living Area
Gross Area	2,447 sqft
1st Floor Area	1,847 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,178 sqft (0.257 acres)
Lot Dimensions	125 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	437 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	202 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4432 MACKEREL DR
City	SEBRING
State	FL
Zip	33870-8472
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEBRING RIDGE SEC G PB 12 PG 28 LOT 19 BLK 4
Legal Range	28E
Legal Township	34S
Legal Section	10
Legal Subdivision	SEBRING RIDGE SEC G
Legal Block	4
Legal Lot Number	19
Jurisdiction	HIGHLANDS FL
Township / Civil Division	AVON PARK
Census Block Group	2
Census Block	2028
Census Tract	960104

Owner

4432 Mackerel Dr is owned and occupied by two individuals who acquired it in June 2026.

Source: Highlands County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4432 MACKEREL DR, SEBRING, FL 33870-8472
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2010 · Amount on File
Deed Sale	Jan 15, 2010 · Amount on File
Prior Sale	Oct 20, 2009
Deed Document Number	20101570379
Deed Book / Page	2223 / 374
Last Transfer Date	Jun 5, 2026
Transfer Doc	0002317244
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jun 15, 2026
Property Address	4432 MACKEREL DR, SEBRING, FL 33870-8472
Document Number	0002317244
Book / Page	3198 / 1806
Instrument Date	Jun 5, 2026
Instrument	20262317244
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4432 MACKEREL DR, SEBRING, FL 33870-8472
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4432 Mackerel Dr was $1,220 with a homeowner's exemption, up 4.5% from the year before.

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,220.00 (+4.54%) Homeowner's exemption	$102,724	$229,959 Land $20,000 Building $209,959
2024	$1,167.00 (+4.48%)
2023	$1,117.00 (+5.28%) Homeowner's exemption	$95,902 (+4.79%)	$221,532 (+18.44%) Land $16,000 Building $205,532
2022	$1,061.00 Homeowner's exemption	$91,518	$187,042 Land $11,250 Building $175,792

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4432 Mackerel Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4432 Mackerel Dr is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049
Water Source	Groundwater
Last State Inspection	May 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20