4432 Jan Dr, Carmichael, CA 95608 Property Records

Sacramento County property record for 4432 Jan Dr, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,910 sqft · built 1964
Lot Size	0.218 acres (9,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$517,000 (Mar 2023)
Tax Bill	$6,425 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`245-0102-019-0000`

Property Details

APN / Parcel Number

Primary APN	`245-0102-019-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,910 sqft Living Area
1st Floor Area	1,753 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,490 sqft (0.218 acres)
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4432 JAN DR
City	CARMICHAEL
State	CA
Zip	95608-1875
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	BARRETT HILLS 05, LOT 310
Legal Subdivision	BARRETT HILLS 05
Legal Lot Number	310
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1015
Census Tract	7906

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4432 JAN DR, CARMICHAEL, CA 95608-1875
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · FHA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Mar 3, 2023	Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING
Jan 28, 2021	Affidavit of Death, Transfer NATIONSTAR MORTGAGE LLC, NATIONSTAR MTG LLC
Jun 29, 2007	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2023 · Amount on Record
Deed Sale	Mar 3, 2023 · Amount on Record
Deed Book / Page	20230303 / 268
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4432 JAN DR, CARMICHAEL, CA 95608-1875
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 JAN DR, CARMICHAEL, CA 95608-1875

Mortgage

Document Number	0000000330
Date	Dec 16, 2025
Instrument	202512160330

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 3, 2023
Property Address	4432 JAN DR, CARMICHAEL, CA 95608-1875
Document Number	0000000268
Map Reference	MB 58 MAP 25
Instrument Date	Feb 24, 2023
Instrument	2023030300268
Transaction Type	Transfer
Record Updated	Mar 15, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4432 JAN DR, CARMICHAEL, CA 95608-1875

Mortgage

Document Number	0000000269
Date	Mar 3, 2023
Instrument	2023030300269

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

January 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 28, 2021
Property Address	4432 JAN DR, CARMICHAEL, CA 95608-1875
Document Number	2101281349
Instrument Date	Jul 15, 2020
Instrument	2101281349
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	NATIONSTAR MORTGAGE LLC, NATIONSTAR MTG LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4432 JAN DR CARMICHAEL CA 956081875, CARMICHAEL, CA 95608-1875

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4432 JAN DR, CARMICHAEL, CA 95608-1875
Document Number	2101281350
Instrument Date	Jun 29, 2007
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4432 JAN DR CARMICHAEL CA 956081875, CARMICHAEL, CA 95608-1875

Mortgage

Document Number	2101281350
Date	Jan 28, 2021
Instrument	2101281350

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	672 Months
Due	Jan 27, 2077

Interest

Rate Type	Adjustable Rate
Rate	5.95%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$548,643 (+2%) Land $148,569 Building $400,074
2025	$6,425.00 (+2.18%) Homeowner's exemption	$537,886 (+465.71%) Land $145,656 Building $392,230
2024	$6,288.00 (+439.74%)
2023	$1,165.00 (+10.22%)	$95,081 Land $19,879 Building $75,202
2022	$1,057.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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