Snohomish County property record for 4432 Hoyt Ave, Everett, WA 98203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,816 sqft · built 1944 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $400,000 (Oct 2018) |
| Tax Bill | $4,740 (2026) |
| Deeds & Mortgages | Dec 2019 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4078-005-017-00 |
| Primary APN | 4078-005-017-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| 1st Floor Area | 1,010 sqft |
| Basement Area | 806 sqft |
| Finished Basement | 806 sqft |
| Bonus Room | Bonus Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Area | 1,240 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1082003 |
|---|---|
| Street Address | 4432 HOYT AVE |
| City | EVERETT |
| State | WA |
| Zip | 98203-2313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | CENTRAL PARK ADD TO EVERETT BLK 005 D-00 - LG LOT 17 & LOT 18 & S 2 FT LOT 19 BLK 5 |
| Legal Section | 31 |
| Legal Subdivision | CENTRAL PARK ADD TO EVERETT |
| Legal Block | 005 D |
| Legal Lot Number | 17-18 |
| Jurisdiction | SNOHOMISH WA |
| Township / Civil Division | EVERETT |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 41000 |
4432 Hoyt Ave is owned and occupied by an individual who bought it in October 2018.
Source: Snohomish County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4432 HOYT AVE, EVERETT, WA 98203-2313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2019 | Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Oct 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage JMAC LENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2018 · Amount on File |
| Deed Sale | Oct 3, 2018 · Amount on File |
| Prior Sale | Aug 27, 2015 · Amount on File |
| Deed Document Number | 2018440 |
| Prior Transfer Date | May 30, 2007 |
| Prior Transfer Doc | 0000000637 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 4432 HOYT AVE, EVERETT, WA 98203-2313 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | CW TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000568 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 201912090568 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Recording Date | Oct 3, 2018 |
| Property Address | 4432 HOYT AVE, EVERETT, WA 98203-2313 |
| Document Number | 0000000440 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 201810030440 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,125.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4432 HOYT AVE EVERETT WA 982032313, EVERETT, WA 98203-2313 |
| Document Number | 441 |
|---|---|
| Date | Oct 3, 2018 |
| Instrument | 201810030441 |
| Name | JMAC LENDING |
|---|---|
| Type | Funding / Finance Company |
| Address | SANTA ANA, CA 92705 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 2, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.35% |
The 2026 property tax bill for 4432 Hoyt Ave was $4,740.
Source: Snohomish County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Snohomish County |
| Municipality | Everett City |
| Unified School District | Everett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,740.00 | $551,900 Land $378,000 Building $173,900 | $551,900 Land $378,000 Building $173,900 |
| 2023 | $4,540.00 (+21.59%) | $552,900 (+35.55%) Land $365,000 Building $187,900 | $552,900 (+35.55%) Land $365,000 Building $187,900 |
| 2022 | $3,734.00 | $407,900 Land $249,000 Building $158,900 | $407,900 Land $249,000 Building $158,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4432 Hoyt Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1990–1996) |
| Most Recent Claim | Mar 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4432 Hoyt Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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